1808 N Main Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 1808 N Main Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,850 sqft · built 1933
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,500 (Jul 2019)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-097.00`

Property Details

APN / Parcel Number

Primary APN	`017-097.00`
Alternative APNs	`086017 09700` `000003460`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,850 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	1,570 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	608 sqft
Shed	1 Shed
Shed Area	324 sqft

Utilities, Heating & Cooling

Heating System	Steam
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1808 N MAIN AVE
City	ERWIN
State	TN
Zip	37650-8932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: R01
Legal Lot Number	3,5
Jurisdiction	UNICOI TN
Township / Civil Division	3
Census Block Group	3
Census Block	3016
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 N MAIN AVE, ERWIN, TN 37650-8932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Jul 8, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITYNATIONAL MTG CO
May 31, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	20191296
Deed Book / Page	424 / 415
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1808 N MAIN AVE, ERWIN, TN 37650-8932
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442478
Date	Feb 18, 2021
Book Page	442/478
Instrument	21000362

Lender

Name	RIVER CITY MORTGAGE LLC
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 8, 2019
Property Address	1808 N MAIN AVE, ERWIN, TN 37650-8932
Document Number	424415
Book / Page	000424 / 000415
Instrument Date	Jul 8, 2019
Instrument	1296
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1808 N MAIN AVE ERWIN TN 376508932, ERWIN, TN 37650-8932

Mortgage

Document Number	424418
Date	Jul 8, 2019
Book Page	000424/000418
Instrument	1297

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 31, 2017
Property Address	1808 N MAIN AVE, ERWIN, TN 37650-8932
Document Number	40444
Book / Page	000404 / 000044
Instrument Date	May 26, 2017
Instrument	970
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 N MAIN AVE ERWIN TN 376508932, ERWIN, TN 37650-8932

Mortgage

Document Number	40446
Date	May 31, 2017
Book Page	000404/000046
Instrument	971

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00	$70,000 (-) Land $18,350 Building $51,650	$280,000 (-) Land $73,400 Building $206,600
2024	$1,827.00 (+11.06%)
2023		$70,000 (-) Land $18,350 Building $51,650
2022	$1,645.00	$70,000 Land $18,350 Building $51,650	$280,000 Land $73,400 Building $206,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNICOI UTILITY DISTRICT serves 4,527 people · EPA ID TN0000719
Water Source	Purchased groundwater influenced by surface water from ERWIN UTILITIES AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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