1808 Ferguson St, Pea Ridge, AR 72751 Property Records

Benton County property record for 1808 Ferguson St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,402 (Apr 2026)
Tax Bill	$663 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04669-000`

Property Details

APN / Parcel Number

Primary APN	`13-04669-000`
Alternative APN	`201502`

Interior

Stories	1 Story

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1808 FERGUSON ST
City	PEA RIDGE
State	AR
Zip	72751-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 5/22/2024 L202426333
Legal Range	29
Legal Township	21
Legal Section	32
Legal Subdivision	YORKTOWN SUB PH 2-PEA RIDGE
Legal Lot Number	183
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	1
Census Block	1018
Census Tract	20103

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Apr 27, 2026	Warranty Deed · Conventional Mortgage CENTENNIAL BANK
Oct 16, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Oct 16, 2025 · Amount on Record
Deed Document Number	202623343
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 27, 2026
Property Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071
Document Number	L202623343
Instrument Date	Apr 24, 2026
Instrument	202623343
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	REALTY TITLE INC, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,121.33
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071

Mortgage

Document Number	0000023344,
Date	Apr 27, 2026
Instrument	202623344

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 27, 2026
Property Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071
Document Number	0000023343
Instrument Date	Apr 24, 2026
Instrument	2026.23343
Record Updated	May 6, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,121.33
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071

Mortgage

Document Number	0000023344,
Date	Apr 27, 2026
Instrument	2026..23344

Lender

Name	CENTENNIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1808 FERGUSON ST, PEA RIDGE, AR 72751-4071
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	L202558285
Date	Oct 16, 2025
Instrument	L202558285

Lender

Name	FIRST WESTERN BANK
Type	Bank
Address	7322 W SUNSET AVE STE D, SPRINGDALE, AR 72762

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$663.00 (+3.11%)	$11,600 (-) Land $11,600	$58,000 (-) Land $58,000
2025	$643.00	$11,600 Land $11,600	$58,000 (-) Land $58,000
2024			$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

May also be available: Cox Communications.

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