1808 E Underwood Ln, Payson, AZ 85541 Property Records

Gila County property record for 1808 E Underwood Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,513 sqft · built 2023
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Company Names on Record
Last Sale	$139,900 (Aug 2018)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-84-026J`

Property Details

APN / Parcel Number

Primary APN	`302-84-026J`
Alternative APNs	`R027622` `027622`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	2,513 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	2,513 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Asbestos
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Attached
Garage Area	1,417 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Patio Area	304 sqft
Canopy	861 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R027622
Street Address	1808 E UNDERWOOD LN
City	PAYSON
State	AZ
Zip	85541-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 26 TOWNSHIP: 11N RANGE: 10E LOT 8, THE WOODS OF PAYSON, PLAT 694NE1/4 SE1/4 SEC 26 T11N R10E = 2.07 AC (OUT OF 302-84-026C)
Legal Range	10E
Legal Township	11N
Legal Section	26
Legal Subdivision	THE WOODS OF PAYSON
Legal Lot Number	8
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3007
Census Tract	400

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA FCU
Feb 29, 2024	Intrafamily Transfer, Transfer
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage STUTESMAN JOSEPH R TRUS (PT)
May 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	20189056
Last Transfer Date	Jan 17, 2024
Transfer Doc	0000001945
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502W W ERIE ST, CHANDLER, AZ 85226-4007

Mortgage

Document Number	0000003150
Date	Mar 3, 2022
Instrument	2022-003150

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Feb 29, 2024
Property Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930
Document Number	0000001945
Map Reference	MAP 694
Instrument Date	Jan 17, 2024
Instrument	2024-001945
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 27, 2018
Property Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930
Document Number	0000009056
Instrument Date	Aug 16, 2018
Instrument	9056
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8733 E MULBERRY ST SCOTTSDALE AZ 852515022, SCOTTSDALE, AZ 85251-5022

Mortgage

Document Number	9057
Date	Aug 27, 2018
Instrument	9057

Lender

Name	STUTESMAN JOSEPH R TRUS (PT)
Address	6631 ADAMS RD, TALENT, OR 97540-7716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	May 16, 2017
Property Address	1808 E UNDERWOOD LN, PAYSON, AZ 85541-1930
Document Number	0000004690
Instrument Date	May 15, 2017
Instrument	4690
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6631 ADAMS RD TALENT OR 975407716, TALENT, OR 97540-7716

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,548 (+13.29%) Land $18,471 Building $62,077	$805,485 (+13.29%) Land $184,713 Building $620,772
2025	$4,788.00 (+204.97%)
2024		$71,098 Land $13,966 Building $57,132	$710,981 Land $139,660 Building $571,321
2023	$1,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1993–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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