1808 Cumberland Dr, Plainfield, IL 60586 Property Records

Will County property record for 1808 Cumberland Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,506 sqft · built 2003
Lot Size	0.18 acres (7,752 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2017)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-306-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-306-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Roof Material	Shingle
Lot Area	7,752 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 68 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1808 CUMBERLAND DR
City	PLAINFIELD
State	IL
Zip	60586-5284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 478 IN CUMBERLAND SUB. UNIT 13, BEING A SUB OF PRT OF FRACTIONAL SEC. 31 T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CUMBERLAND
Legal Lot Number	478
Legal Unit	13
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1018
Census Tract	880432

Owner

1808 Cumberland Dr is owned and occupied by an individual who bought it in June 2017.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1808 CUMBERLAND DR, PLAINFIELD, IL 60586-5284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Sep 24, 2013 · Amount on File
Deed Document Number	201744974
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1808 CUMBERLAND DR, PLAINFIELD, IL 60586-5284
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101609
Date	Nov 13, 2020
Instrument	R2020101609

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 9, 2017
Property Address	1808 CUMBERLAND DR, PLAINFIELD, IL 60586-5284
Document Number	0000044974
Map Reference	DOC R2001-29301
Instrument Date	Apr 17, 2017
Instrument	R2017044974
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 CUMBERLAND DR, PLAINFIELD, IL 60586-5284

Mortgage

Document Number	0000044975
Date	Jun 9, 2017
Instrument	R2017044975

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1808 Cumberland Dr was $6,967.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,967.00	$109,841 (+8.45%) Land $23,794 Building $86,047	$329,523 (+8.45%) Land $71,382 Building $258,141
2024		$101,283 Land $21,940 Building $79,343	$303,849 Land $65,820 Building $238,029
2022	$5,890.00 Homeowner's exemption	$81,009 Land $17,797 Building $63,212	$243,027 Land $53,391 Building $189,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1808 Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1808 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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