1808 Cully St, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 1808 Cully St, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,734 sqft · built 1995
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$441,001 (Feb 2026)
Tax Bill	$3,790 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2013 Mortgage + 5 more
APN	`0162006000010`

Property Details

APN / Parcel Number

Primary APN	`0162006000010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,444 sqft
Attic	Attic
Attic Area	484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	47 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	Deck Area
Patio Area	502 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1808 CULLY ST
City	CHESAPEAKE
State	VA
Zip	23321-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LT 2 SUB 'LANDS END' 1.14AC
Legal Subdivision	WHOLE MAP 016
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21503

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2013	Deed of Trust, Mortgage · ARM NEWPORT NEWS SHIPBUILDING
Jun 5, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HORIZON HOME LOAN C
Oct 7, 2010	Deed of Trust, Mortgage · Conventional Mortgage BAYPORT CREDIT UNION
Feb 23, 2026	Bargain and Sale Deed, Transfer · VA Mortgage CALCON MUTUAL MORTGAGE LLC
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Apr 25, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	20264284
Deed Book / Page	10947 / 536
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10003/1503
Date	Apr 18, 2019
Book Page	10003/1503
Instrument	190008840

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009164/486
Date	Aug 2, 2013
Book Page	9164/486

Lender

Name	NEWPORT NEWS SHIPBUILDING

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2016

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006562/869
Date	Jun 5, 2006
Book Page	6562/869

Lender

Name	FIRST HORIZON HOME LOAN C

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2021

Interest

Rate Type	Fixed Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008320/554
Date	Oct 7, 2010
Book Page	8320/554

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 23, 2026
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Document Number	010947/536
Book / Page	10947 / 536
Map Reference	MB 101 PG 36
Instrument Date	Feb 13, 2026
Instrument	260004284
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907

Mortgage

Document Number	0260004285
Date	Feb 23, 2026
Instrument	260004285

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 28, 2021
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Document Number	010501/476
Book / Page	10501 / 476
Instrument Date	Dec 18, 2021
Instrument	210057144
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Investor	Possibly a Property Investor

Mortgage

Document Number	0210057146
Date	Dec 28, 2021
Instrument	210057146

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 25, 2005
Property Address	1808 CULLY ST, CHESAPEAKE, VA 23321-1907
Document Number	005969/654
Book / Page	5969 / 654
Instrument Date	Apr 14, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005969657
Date	Apr 25, 2005
Instrument	5969/657

Lender

Name	FIRST HORIZON HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,900 (+0.86%) Land $178,500 Building $242,400	$420,900 (+0.86%) Land $178,500 Building $242,400
2025		$417,300 (+11.19%) Land $173,300 Building $244,000	$417,300 (+11.19%) Land $173,300 Building $244,000
2023	$3,790.00 (+31.01%)	$375,300 (+11.93%) Land $157,500 Building $217,800	$375,300 (+11.93%) Land $157,500 Building $217,800
2022		$335,300 Land $126,000 Building $209,300	$335,300 Land $126,000 Building $209,300
2019	$2,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

1808 Cully St, Chesapeake, VA 23321 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2026: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cully St

Nearby Streets

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