1808 Charnbrook Dr, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 1808 Charnbrook Dr, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	2,472 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$382,500 (Jul 2022)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-305-005`

Property Details

APN / Parcel Number

Primary APN	`10-18-305-005`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,472 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Deck Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1808 CHARNBROOK DR
City	JOHNSBURG
State	IL
Zip	60051-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0024129 LT 81 CHAPEL HILL ESTATES UNIT 4
Legal Subdivision	CHAPEL HILL ESTATES
Legal Block	305
Legal Lot Number	81
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1033
Census Tract	870702

Owner

1808 Charnbrook Dr is owned and occupied by an individual who bought it in July 2022.

Source: McHenry County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1808 CHARNBROOK DR, JOHNSBURG, IL 60051-9638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Jul 7, 2022	Deed, Transfer · VA Mortgage NAVY FCU
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Sep 9, 1996 · Amount on File
Deed Document Number	202224129
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0000044948
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2026
Property Address	1808 CHARNBROOK DR, JOHNSBURG, IL 60051-9638
Document Number	0000028660
Instrument Date	Sep 24, 2026
Instrument	202628660
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 CHARNBROOK DR, JOHNSBURG, IL 60051-9638

Mortgage

Document Number	0000028660,
Date	Sep 29, 2026
Instrument	202628660

Lender

Name	UNITED TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 7, 2022
Property Address	1808 CHARNBROOK DR, JOHNSBURG, IL 60051-9638
Document Number	0000024129
Map Reference	DOC 963248
Instrument Date	Jun 30, 2022
Instrument	2022R0024129
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 CHAMBROOK DR, JOHNSBURG, IL 60051

Mortgage

Document Number	0000024130
Date	Jul 7, 2022
Instrument	2022R0024130

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate	4.62%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 5, 2017
Property Address	1808 CHARNBROOK DR, JOHNSBURG, IL 60051-9638
Document Number	0000044948
Instrument Date	Nov 20, 2017
Instrument	44948
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1808 CHARNBROOK DR JOHNSBURG IL 600519638, JOHNSBURG, IL 60051-9638

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$119,135 Land $24,339 Building $94,796	$357,405 Land $73,017 Building $284,388
2022	Disabled Person's exemption Veteran's exemption	$104,449 Land $20,229 Building $84,220	$313,347 Land $60,687 Building $252,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1808 Charnbrook Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	38 (1979–2026)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1808 Charnbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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