1808 Carter Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1808 Carter Rd, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage2,398 sqft Living Area
Lot Size228,690 sqft (5.25 acres)
GarageAttached, 504 sqft
OccupancyOwner Occupied
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN095823-0230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,398 sqft Living Area
Gross Area3,188 sqft Gross Area
1st Floor2,398 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area228,690 sqft (5.25 acres)
Lot Width208 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area335 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1808 CARTER RD
CitySAINT AUGUSTINE
StateFL
Zip32084-9219
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description9-23 PT OF SE1/4 OF NW1/4 & PT OF SW1/4 OF NW1/4 LYING N OF C/L OF CARTER RD PARCEL 5 208.04FT ON C/L OR1229/1251 &2887/1072(Q/C) &3938/1981
Legal Range29E
Legal Township07S
Legal Section22
Legal Lot Number9-23
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3000
Census Tract21003

Owner

Source: St. Johns County records · APN 095823-0230

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Line of Credit
BARWICK BANKING CO
Jul 21, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
121 FINANCIAL CU
Sep 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 29, 2014
Transfer Doc0039381981
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054370551
DateDec 06, 2021
Book Page5437/551
Instrument2021131583
Lender
NameBARWICK BANKING CO
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219
Transaction TypeMortgage
Record UpdatedAug 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219

Mortgage

Document Number0053231568
DateJul 21, 2021
Book Page5323/1568
Instrument2021081013
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219

Mortgage

Document Number0050560557
DateSep 30, 2020
Book Page5056/557
Instrument2020084606
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 29, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1808 CARTER RD, SAINT AUGUSTINE, FL 32084-9219
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050520552
DateSep 25, 2020
Book Page5052/552
Instrument2020082949
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term310 Months
DueJul 01, 2046

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$276,360 (+2.7%)$650,277 (+5.85%) Land $162,750 Building $487,527
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$269,094 (+5.99%)$614,335 (+4.53%) Land $162,750 Building $451,585
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$253,893 (+3%)$587,697 (+22.14%) Land $147,000 Building $440,697
2022$236.00 Disabled Person's exemption Veteran's exemption$246,498$481,182 Land $147,000 Building $334,182

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 275 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carter Rd

Nearby Streets

Search Property Records by Address or Parcel Number