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1808 Cabo Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1808 Cabo Ct, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,757 sqft · built 1988
Lot Size0.177 acres (7,710 sqft)
Owner2 Individual Names on File
Last Sale$1,085,000 (Nov 2017)
Tax Bill$16,081 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN054-411-15

Property Details

APN / Parcel Number

Primary APN054-411-15
Alternative APN
  • 054-411-15-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,757 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,710 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1808 CABO CT
CityAPTOS
StateCA
Zip95003-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS SEASCAPE UN 21 TR #1181
Legal Lot Number15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122203

Owner

Source: Santa Cruz County records · APN 054-411-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1808 CABO CT, APTOS, CA 95003-5800
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 19, 2019Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 07, 2020Loan Modification, Mortgage · Conventional Mortgage
SANTA CRUZ CNTY BK
Nov 08, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2017 · Amount on Record
Deed SaleNov 08, 2017 · Amount on Record
Deed Document Number201737736
Prior Transfer DateApr 02, 2013
Prior Transfer Doc0000016691
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 CABO CT, APTOS, CA 95003-5800

Mortgage

Document Number0000000994
DateJan 11, 2022
Instrument2022-0000994
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 15, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Transaction TypeMortgage
Record UpdatedDec 02, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1808 CABO CT, APTOS, CA 95003-5800

Mortgage

Document Number0000056407
DateNov 15, 2021
Instrument2021-0056407
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018065
DateJul 01, 2019
Instrument2019-0018065
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020255
DateJul 19, 2019
Instrument2019-0020255
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027996
DateJul 28, 2020
Instrument2020-0027996
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA CRUZ CA
Property Address1808 CABO CT, APTOS, CA 95003-5800
Document Number0000001260
Instrument DateJan 07, 2020
Transaction TypeMortgage
Record UpdatedFeb 03, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1808 CABO CT APTOS CA 950035800, APTOS, CA 95003-5800

Mortgage

Document Number0000001260
DateJan 14, 2020
Instrument1260
Lender
NameSANTA CRUZ CNTY BK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 08, 2017
Property Address1808 CABO CT, APTOS, CA 95003-5800
Document Number0000037736
Instrument DateOct 25, 2017
Instrument37736
Transaction TypeTransfer
Record UpdatedDec 01, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,193.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1808 CABO CT APTOS CA 950035800, APTOS, CA 95003-5800

Mortgage

Document Number37737
DateNov 08, 2017
Instrument37737
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,259,236 (+2%) Land $755,542 Building $503,694
2025$16,081.00 (+13.61%) Homeowner's exemption$1,234,545 (+4.04%) Land $740,727 Building $493,818
2023$14,155.00 (+2.1%) Homeowner's exemption$1,186,606 Land $711,964 Building $474,642$1,656,180
2022$13,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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