1808 Benodot St, Champaign, IL 61822 Property Records

Champaign County property record for 1808 Benodot St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.261 acres (11,350 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2023)
Tax Bill	$13,203 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-184-009`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-184-009`

Exterior

Lot Area	11,350 sqft (0.261 acres)

Location & Zoning

Street Address	1808 BENODOT ST
City	CHAMPAIGN
State	IL
Zip	61822-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 201 TRAILS EDGE 2 SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	TRAILS EDGE 2 SUB
Legal Lot Number	201
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1005
Census Tract	1205

Owner

1808 Benodot St is owned and occupied by two individuals who bought it in August 2023.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 21, 2019	Loan Modification, Mortgage · Conventional Mortgage HICKORY PT BK&TR
May 21, 2019	Warranty Deed, Transfer · Conventional with PMI HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202310881
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2023
Property Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308
Document Number	0000010881
Map Reference	DOC 2004R22833
Instrument Date	Jul 24, 2023
Instrument	2023R10881
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308

Mortgage

Document Number	0000010883
Date	Aug 4, 2023
Instrument	2023R10883

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 27, 2021
Property Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308
Document Number	0000029949
Instrument Date	Dec 17, 2021
Instrument	2021R29949
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308

Mortgage

Document Number	0000029950
Date	Dec 27, 2021
Instrument	2021R29950

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308
Document Number	0000010991
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 BENODOT ST CHAMPAIGN IL 618228308, CHAMPAIGN, IL 61822-8308

Mortgage

Document Number	0000010991
Date	Jul 11, 2019
Instrument	10991

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 21, 2019
Property Address	1808 BENODOT ST, CHAMPAIGN, IL 61822-8308
Document Number	0000007363
Instrument Date	May 20, 2019
Instrument	7363
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1808 BENODOT ST CHAMPAIGN IL 618228308, CHAMPAIGN, IL 61822-8308

Mortgage

Document Number	7364
Date	May 21, 2019
Instrument	7364

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 20, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,610 Land $42,490 Building $134,120	$529,830 Land $127,470 Building $402,360
2024	$13,203.00
2022	$11,609.00 Homeowner's exemption	$132,250 Land $31,820 Building $100,430	$396,750 Land $95,460 Building $301,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1808 Benodot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1808 Benodot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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