1808 Bender Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1808 Bender Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,433 sqft · built 1983
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$160,200 (Jun 2012)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014.019.04009018`

Property Details

APN / Parcel Number

Primary APN	`014.019.04009018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	1,433 sqft
Basement Area	273 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1808 BENDER LN
City	ARNOLD
State	MO
Zip	63010-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CORENDA PARK 1 LOT 27
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	CORENDA PARK 1
Legal Block	1
Legal Lot Number	27
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1013
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1808 BENDER LN, ARNOLD, MO 63010-1273
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jan 25, 2017	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2012 · Amount on Record
Deed Sale	Jun 4, 2012 · Amount on Record
Prior Sale	Dec 29, 2008
Deed Document Number	201220267
Last Transfer Date	Jan 16, 2015
Transfer Doc	0000001952
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1808 BENDER LN, ARNOLD, MO 63010-1273
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023786
Date	Jun 1, 2021
Instrument	2021R-023786

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 1, 2041

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1808 BENDER LN, ARNOLD, MO 63010-1273
Document Number	0000003272
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	UNITED LENDER SERVICES CORPORATION, UNITED LENDER SVCS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1808 BENDER LN ARNOLD MO 630101273, ARNOLD, MO 63010-1273

Mortgage

Document Number	0000003272
Date	Feb 1, 2017
Instrument	3272

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,300 (-) Land $2,700 Building $23,600	$138,400 (-) Land $14,400 Building $124,000
2025	$1,782.00 (+5.32%)	$26,300 (+8.68%) Land $2,700 Building $23,600	$138,400 (-) Land $14,400 Building $124,000
2024	$1,692.00 (+0.59%)		$138,400 (+8.72%) Land $14,400 Building $124,000
2023	$1,682.00 (-2.49%)	$24,200 (-) Land $2,700 Building $21,500	$127,300 (-) Land $14,400 Building $112,900
2022	$1,725.00	$24,200 Land $2,700 Building $21,500
2021			$127,300 Land $14,400 Building $112,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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