1808 97th St NW, Bradenton, FL 34209 Property Records

Manatee County property record for 1808 97th St NW, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,562 sqft · built 1998
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$97,500 (Aug 1997)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`73154-0085-8`

Property Details

APN / Parcel Number

Primary APN	`73154-0085-8`
Alternative APN	`3416247315400858`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,562 sqft Living Area
Gross Area	4,899 sqft
1st Floor Area	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	583 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1808 97TH ST NW
City	BRADENTON
State	FL
Zip	34209-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 16 THE LOOP OF NORTHWEST BRADENTON PI#73154.0085/8
Legal Range	16E
Legal Township	34S
Legal Section	24
Legal Subdivision	LOOP OF NORTHWEST BRADENTON
Legal Tract	07315400
Legal Lot Number	16
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3003
Census Tract	1204

Owner

1808 97th St NW is owned and occupied by two individuals who bought it in August 1997.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1808 97TH ST NW, BRADENTON, FL 34209-8112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 1997 · Amount on File
Deed Sale	Aug 12, 1997 · Amount on File
Deed Book / Page	1526 / 3469
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1808 97TH ST NW, BRADENTON, FL 34209-8112
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 97TH ST NW, BRADENTON, FL 34209-8112

Mortgage

Document Number	0041105665
Date	Oct 3, 2023
Instrument	202341105665

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1808 97TH ST NW, BRADENTON, FL 34209-8112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028013145
Date	Sep 11, 2019
Book Page	2801/3145
Instrument	201941090187

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1808 97th St NW was $6,665 with a homeowner's exemption, up 3.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,224 (+2.7%)	$1,132,834 (+12.67%) Land $300,050 Building $832,784
2025	$6,665.00 (+3.21%) Homeowner's exemption	$476,362	$1,005,450 Land $163,200 Building $842,250
2024	$6,458.00 (+1.52%)
2023	$6,361.00 (+2.53%) Homeowner's exemption	$449,453 (+3%)	$979,424 (+13.45%) Land $163,200 Building $816,224
2022	$6,204.00 Homeowner's exemption	$436,362	$863,334 Land $160,000 Building $703,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1808 97th St NW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	36 (1985–2024)
Claims Outside the SFHA	1 of 36
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 9 claims Hurricane Ian, Sep 2022 · 10 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1808 97th St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 97th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures