1808 39th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1808 39th Ave, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$84,666 (Oct 2018)
Tax Bill	$7,541 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1113301011`

Property Details

APN / Parcel Number

Primary APN	`1113301011`
Alternative APN	`95739`

Exterior

Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	197 ft deep x 155 ft wide

Location & Zoning

Account Number	95739
Street Address	1808 39TH AVE
City	STERLING
State	IL
Zip	61081-4297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANDLELIGHT MANOR #3 PHASE III LOT 4 744404X
Legal Subdivision	CANDLELIGHT MANOR #3
Legal Phase	3
Legal Lot Number	4
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4023
Census Tract	900

Owner

Source: Whiteside County records · APN 1113301011

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1808 39TH AVE, STERLING, IL 61081-4297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Oct 04, 2018	Warranty Deed, Transfer · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2018 · Amount on Record
Deed Sale	Oct 04, 2018 · Amount on Record
Prior Sale	Oct 01, 2007 · Amount on Record
Deed Document Number	20185505
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1808 39TH AVE, STERLING, IL 61081-4297
Document Number	0000008577
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1808 39TH AVE STERLING IL 610814297, STERLING, IL 61081-4297

Mortgage

Document Number	0000008577
Date	Dec 31, 2020
Instrument	8577

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2035

Interest

Rate	2.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 04, 2018
Property Address	1808 39TH AVE, STERLING, IL 61081-4297
Document Number	0000005505
Instrument Date	Oct 01, 2018
Instrument	5505
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 E 22ND PL STERLING IL 610811262, STERLING, IL 61081-1262

Mortgage

Document Number	5507
Date	Oct 04, 2018
Instrument	5507

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.85%

Mortgage

Document Number	5506,
Date	Oct 04, 2018
Instrument	5506

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2048

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,541.00	$104,639 Land $9,628 Building $95,011
2024			$313,917 Land $28,884 Building $285,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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