1808 13th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1808 13th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1895
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Nov 2022)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-000-086-100.08`

Property Details

APN / Parcel Number

Primary APN	`53-000-086-100.08`
Alternative APNs	`053-000-086-100.08` `0000861008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,478 sqft
Attic	Attic
Attic Area	386 sqft
Basement Area	889 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1808 13TH ST
City	TWO RIVERS
State	WI
Zip	54241-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORIG PLAT LOT 10 BLK 86
Legal Subdivision	ORIGINAL PLAT
Legal Block	86
Legal Lot Number	10
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2014
Census Tract	5400

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1808 13TH ST, TWO RIVERS, WI 54241-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Apr 17, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20221258225
Deed Book / Page	3536 / 123
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Aug 31, 2026
Property Address	1808 13TH ST, TWO RIVERS, WI 54241-3526
Document Number	0001298738
Book / Page	3788 / 581
Instrument Date	Aug 25, 2026
Instrument	20261298738
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 13TH ST, TWO RIVERS, WI 54241-3526

Mortgage

Document Number	0001298738,
Date	Aug 31, 2026
Book Page	3788/581
Instrument	20261298738

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Sep 13, 2032

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Apr 17, 2026
Property Address	1808 13TH ST, TWO RIVERS, WI 54241-3526
Document Number	0001294205
Book / Page	3758 / 468
Instrument Date	Apr 13, 2026
Instrument	20261294205
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 13TH ST, TWO RIVERS, WI 54241-3526

Mortgage

Document Number	0001294205,
Date	Apr 17, 2026
Book Page	3758/468
Instrument	20261294205

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Nov 30, 2022
Property Address	1808 13TH ST, TWO RIVERS, WI 54241-3526
Document Number	003536/123
Book / Page	3536 / 123
Instrument Date	Nov 30, 2022
Instrument	1258225
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 13TH ST, TWO RIVERS, WI 54241-3526

Mortgage

Document Number	0001258226
Date	Nov 30, 2022
Instrument	1258226

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+8.74%) Homeowner's exemption Additional exemption filed	$112,000 (-) Land $13,100 Building $98,900	$129,489 (+64.53%) Land $15,146 Building $114,343
2024	$1,568.00 (+47.79%)	$112,000 (+125.81%) Land $13,100 Building $98,900
2023	$1,061.00 Homeowner's exemption	$49,600 Land $5,500 Building $44,100	$78,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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