18075 E Pine Needle Way, Palmer, AK 99645 Property Records

State of Alaska property record for 18075 E Pine Needle Way, Palmer, AK 99645

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2005
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual on Record
Last Sale	$246,100 (Apr 2018)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5326B01L017`

Property Details

APN / Parcel Number

Primary APN	`5326B01L017`
Alternative APNs	`55326B01L017` `23721`

Interior

Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	58,806 sqft
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	55326B01L017
Street Address	18075 E PINE NEEDLE WAY
City	PALMER
State	AK
Zip	99645-8284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	STARR EST BLOCK 1 LOT 17
Legal Range	03E
Legal Township	17N
Legal Section	30
Legal Subdivision	STARR EST
Legal Block	1
Legal Lot Number	17
Jurisdiction	MATANUSKA-SUSITNA AK
Township / Civil Division	MATANUSKA-SUSITNA
Census Block Group	2
Census Block	2000
Census Tract	1300

Owner

Source: State of Alaska assessment roll, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Jun 14, 2022	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 31, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTATE MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	20188252
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024302
Date	Nov 26, 2025
Instrument	2025-024302-0

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	ANCHORAGE, AK 99507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate At Change	15%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013780
Date	Jun 14, 2022
Instrument	2022-013780-0

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014823
Date	May 19, 2021
Instrument	2021-014823-0

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010960
Date	May 31, 2019
Instrument	2019-010960-0

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATANUSKA-SUSITNA AK
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003256
Date	Feb 14, 2020
Instrument	2020-003256-0

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MATANUSKA-SUSITNA AK
Recording Date	Apr 30, 2018
Property Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284
Document Number	0000008252
Map Reference	PL2003-6
Instrument Date	Apr 27, 2018
Instrument	2018-008252-0
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1456, PALMER, AK 99645-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18075 E PINE NEEDLE WAY, PALMER, AK 99645-8284

Mortgage

Document Number	0000008253
Date	Apr 30, 2018
Instrument	2018-008253-0

Lender

Name	HOMESTATE MORTGAGE COMPANY LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of June 24, 2026

Property Jurisdictions

Type	Name
State	Alaska
County	Matanuska-Susitna Borough
Unified School District	Matanuska-Susitna Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00 (+33.93%) Senior Citizen's exemption	$402,900 (+17.19%) Land $44,900 Building $358,000	$402,900 (+17.19%) Land $44,900 Building $358,000
2023	$1,170.00	$343,800 Land $39,000 Building $304,800	$343,800 Land $39,000 Building $304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 60% of Alaska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GCI Communication Cable	2,500 / 75
Matanuska Telecom Association DSL	120 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Pine Needle Way

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