1807 Vale St, Champaign, IL 61822 Property Records

Champaign County property record for 1807 Vale St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,000 (Feb 2025)
Tax Bill	$13,128 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-181-007`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-181-007`

Exterior

Lot Area	11,909 sqft (0.273 acres)

Location & Zoning

Street Address	1807 VALE ST
City	CHAMPAIGN
State	IL
Zip	61822-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 TRAILS EDGE 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	TRAILS EDGE 1 SUB
Legal Lot Number	124
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1018
Census Tract	1205

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage INB NATIONAL ASSOCIATION
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Mar 15, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	20252075
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0000009906
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 30, 2022
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Document Number	0000016099
Map Reference	DOC 2003R29156
Instrument Date	Aug 26, 2022
Instrument	2022R16099
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564

Mortgage

Document Number	0000016100
Date	Aug 30, 2022
Instrument	2022R16100

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.58%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 2, 2022
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Document Number	0000009906
Map Reference	DOC 2003R29156
Instrument Date	May 20, 2022
Instrument	2022R09906
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 1, 2022
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Document Number	0000009811
Map Reference	DOC 2003R29156
Instrument Date	May 20, 2022
Instrument	2022R09811
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1103 OAK CREEK RD, MAHOMET, IL 61853-3717

Mortgage

Document Number	0000009864
Date	Jun 1, 2022
Instrument	2022R09864

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	166 Months
Due	Apr 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000505
Date	Jan 7, 2022
Instrument	2022R00505

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, IL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010547
Date	May 6, 2021
Instrument	2021R10547

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 15, 2021
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Document Number	0000005874
Map Reference	DOC 2003R29156
Instrument Date	Mar 11, 2021
Instrument	2021R05874
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 OAK CREEK RD, 1103, MAHOMET, IL 61853-3717

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2018
Property Address	1807 VALE ST, CHAMPAIGN, IL 61822-3564
Document Number	0000010465
Instrument Date	Jun 18, 2018
Instrument	10465
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1807 VALE ST CHAMPAIGN IL 618223564, CHAMPAIGN, IL 61822-3564

Mortgage

Document Number	10466
Date	Jun 22, 2018
Instrument	10466

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2028

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,290 (+12.6%) Land $41,530 Building $132,760	$522,870 (+12.6%) Land $124,590 Building $398,280
2024	$13,128.00 (+5.09%)	$154,780 (+16.11%) Land $36,880 Building $117,900	$464,340 (+16.11%) Land $110,640 Building $353,700
2023	$12,492.00 (+0.51%)
2022	$12,429.00	$133,310 Land $31,760 Building $101,550	$399,930 Land $95,280 Building $304,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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