1807 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1807 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,372 sqft · built 2002
Lot Size	0.234 acres (10,177 sqft)
Owner	Individual Name on File
Tax Bill	$6,005 (2023)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-89`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-89`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	2,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,177 sqft (0.234 acres)
Garage Type	Attached
Garage Area	540 sqft
Pool Area	450 sqft
Porch	Finished Screened Porch
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1807 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 89 MARGARETS WALK AS REC OR 3713 PG 219 & 4552 PG 350
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	MARGARETS WALK
Legal Lot Number	89
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2027
Census Tract	30701

Owner

1807 Sentry Oak Ct is owned and occupied by an individual who acquired it in December 2021.

Source: Clay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · VA Mortgage TOP FLITE FINANCIAL
May 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021
Deed Sale	Dec 29, 2021
Prior Sale	Jan 21, 2015 · Amount on File
Deed Document Number	202181925
Deed Book / Page	4552 / 350
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0045520350
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 23, 2026
Property Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Document Number	0000019395
Book / Page	5037 / 1395
Instrument Date	Apr 16, 2026
Instrument	202619395
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

Mortgage

Document Number	0000019395,
Date	Apr 23, 2026
Book Page	5037/1395
Instrument	202619395

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

Mortgage

Document Number	0047171996
Date	May 8, 2023
Book Page	4717/1996
Instrument	2023022331

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Dec 29, 2021
Property Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Document Number	0045520350
Book / Page	4552 / 350
Map Reference	MB 34 PG 44-57
Instrument Date	Oct 6, 2021
Instrument	2021081925
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

Mortgage

Document Number	0004552352
Date	Dec 29, 2021
Instrument	4552/352

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$323,270	$464,070 Land $80,000 Building $384,070
2023	$6,005.00 (+4.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$305,010 (+3%)	$470,642 (+18.25%) Land $80,000 Building $390,642
2022	$5,728.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,127	$397,999 Land $60,000 Building $337,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1807 Sentry Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1807 Sentry Oak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Sentry Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures