Pasco County property record for 1807 Osprey Ln, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,591 sqft · built 1990 |
| Lot Size | 0.191 acres (8,308 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Dec 2014) |
| Tax Bill | $2,128 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-18-0080-00000-0530 |
| Primary APN | 36-26-18-0080-00000-0530 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 1,391 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,308 sqft (0.191 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 305 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1807 OSPREY LN |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS COVE SUBDIVISION PHASE 3 PB 26 PGS 72-74 LOT 53 OR 9129 PG 3853 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | CYPRESS COVE |
| Legal Tract | 80 |
| Legal Lot Number | 53 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1807 OSPREY LN, LUTZ, FL 33549-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 2014204592 |
| Deed Book / Page | 9129 / 3853 |
| Prior Transfer Date | Jun 25, 2005 |
| Prior Transfer Doc | 0064720762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1807 OSPREY LN, LUTZ, FL 33549-4148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0101951666 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 10195/1666 |
| Instrument | 2020170891 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Feb 1, 2045 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,770 (+2.9%) | $321,753 (-0.11%) Land $67,030 Building $254,723 | |
| 2025 | $2,128.00 (+2.85%) Homeowner's exemption | $155,270 (+5.98%) Land $67,030 Building $88,240 | $322,115 (+16.64%) Land $67,030 Building $255,085 |
| 2024 | $2,069.00 (+4.28%) | ||
| 2023 | $1,984.00 (+11.9%) Additional exemption filed | $146,510 (+2.99%) Land $50,930 Building $95,580 | $276,171 (+19.35%) Land $50,930 Building $225,241 |
| 2022 | $1,773.00 Homeowner's exemption | $142,250 Land $42,600 Building $99,650 | $231,395 Land $42,600 Building $188,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Blue Stream, T-Mobile, Verizon.
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