1807 N Cumberland Dr, Ozark, MO 65721 Property Records

Christian County property record for 1807 N Cumberland Dr, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · built 2015
Lot Size0.318 acres (13,860 sqft)
Owner2 Individual Names on File
Deeds & MortgagesMar 2022 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-0.5-15-000-000-049.022

Property Details

APN / Parcel Number

Primary APN11-0.5-15-000-000-049.022
Alternative APN
  • 11-0.5-15-0-0-49.022

Interior

Bedrooms4 Beds
Full Baths1 Bath

Exterior

Year BuiltBuilt 2015
Lot Area13,860 sqft (0.318 acres)
Lot Dimensions164 ft deep x 84.2 ft wide

Location & Zoning

Street Address1807 N CUMBERLAND DR
CityOZARK
StateMO
Zip65721-8694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 HOOVERS MILL
Legal SubdivisionHOOVERS MILL
Legal Lot Number20
JurisdictionCHRISTIAN MO
Township / Civil DivisionCASSIDY
Census Block Group1
Census Block1031
Census Tract20309

Owner

1807 N Cumberland Dr is owned and occupied by two individuals who acquired it in February 2016.

Source: Christian County records, as of January 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1807 N CUMBERLAND DR, OZARK, MO 65721-8694
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Line of Credit
OAKSTAR BANK NA
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2016
Deed SaleFeb 24, 2016
Deed Document Number2016002005
Deed Book / Page2015 / 04936
Prior Transfer DateMay 1, 2015
Prior Transfer Doc2015-00004969
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address1807 N CUMBERLAND DR, OZARK, MO 65721-8694
Transaction TypeMortgage
Record UpdatedApr 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1807 N CUMBERLAND DR, OZARK, MO 65721-8694

Mortgage

Document Number0202204264
DateMar 23, 2022
Book Page2022/4264
Instrument2022L04307
Lender
NameOAKSTAR BANK NA
TypeBank
AddressSPRINGFIELD, MO 65807
Agreement
TypeLine of Credit
AmountAmount on Record

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address1807 N CUMBERLAND DR, OZARK, MO 65721-8694
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyTITAN TITLE AND CLOSING/MO, TITAN TTL & CLOSING OF MO LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107158
DateApr 16, 2021
Book Page2021/7158
Instrument2021L07206
Lender
NameASSEMBLIES OF GOD CU
TypeCredit Union
AddressSPRINGFIELD, MO 65803
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
MunicipalityOzark City
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$62,550$329,200 Land $30,000 Building $299,200
2023$58,500$307,900 Land $30,000 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1807 N Cumberland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1807 N Cumberland Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30

May also be available: Brightspeed.

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