1807 Everett Bay Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1807 Everett Bay Rd, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Architecture Style	Rustic
Square Footage	1,977 sqft Gross Area
Lot Size	46,482 sqft (1.06 acres)
Garage	988 sqft
Occupancy	Owner Occupied
Tax Bill	$5,888.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`387-0155-00190`
Alternative APNs	`1180710` `52790`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	1,977 sqft Gross Area
1st Floor	1,872 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Architectural Style	Rustic Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	46,482 sqft (1.06 acres)
Garage Area	988 sqft Garage

Exterior Amenities

Deck Area	416 sqft Deck
Sauna	Sauna
Boat House	520 sqft Boat House
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1180710
Street Address	1807 EVERETT BAY RD
City	TOWER
State	MN
Zip	55790-8155
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0017 BLOCK:000 SERIAL #
Legal Subdivision	EVERETT SHORES TOWN OF GREENWO
Legal Lot Number	17
Jurisdiction	ST LOUIS MN
Minor Civil Division	GREENWOOD
Census Blockgroup	1
Census Block	1258
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0155-00190

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6040 CHRISTMAS LAKE RD, EXCELSIOR, MN 55331-3309
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1807 EVERETT BAY RD, TOWER, MN 55790-8155
Document Number	00A1401342
Instrument Date	Jan 01, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1807 EVERETT BAY RD TOWER MN 557908155, TOWER, MN 55790-8155

Mortgage

Document Number	00A1401342
Date	Jan 19, 2021
Instrument	A1401342

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,888.00 (+12.15%) Homeowner's exemption
2025	$5,250.00 (-0.83%) Homeowner's exemption	$684,600 (+2.93%) Land $199,300 Building $485,300	$684,600 (+2.93%) Land $199,300 Building $485,300
2024	$5,294.00	$665,100 (+16.58%) Land $175,700 Building $489,400	$665,100 (+16.58%) Land $175,700 Building $489,400
2022		$570,500 Land $146,800 Building $423,700	$570,500 Land $146,800 Building $423,700

Flood & Wildfire

1807 Everett Bay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.