1807 Clay St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1807 Clay St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,468 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Mar 2023)
Tax Bill$2,726 (2025)
Deeds & MortgagesMar 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN8914-13-185-004

Property Details

APN / Parcel Number

Primary APN8914-13-185-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,468 sqft Living Area
1st Floor Area624 sqft
Basement Area844 sqft
Unfinished Basement844 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area207 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1807 CLAY ST
CityCEDAR FALLS
StateIA
Zip50613-4011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORRIS ADDITION LOT 2
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionNORRIS ADDITION
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group3
Census Block3001
Census Tract2301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4032 WYNNEWOOD DR, CEDAR FALLS, IA 50613-1788
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Deed Document Number202311984
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 2, 2023
Property Address1807 CLAY ST, CEDAR FALLS, IA 50613-4011
Document Number202300011984
Instrument DateFeb 22, 2023
Instrument202300011984
Transaction TypeConstruction Loan
Record UpdatedOct 17, 2025
Title CompanyBLACKHAWK TITLE COMPANY, BLACK HAWK ABSTRACT COMPANY

Transaction

AmountAmount Recorded
Tax$279.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4137 WYNNEWOOD DR, CEDAR FALLS, IA 50613-1775

Mortgage

Document Number202300011996
DateMar 2, 2023
Instrument202300011996
Lender
NameGALE PENSION
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueMar 10, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,726.00 (+2.4%)$181,630 (+9.77%) Land $48,510 Building $133,120$181,630 (+9.77%) Land $48,510 Building $133,120
2024$2,662.00 (-3.34%)
2023$165,460 (+10.88%) Land $32,340 Building $133,120$165,460 (+10.88%) Land $32,340 Building $133,120
2022$2,754.00$149,220 Land $32,340 Building $116,880
2021$149,220 Land $32,340 Building $116,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1979–2013)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Clay St

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