1807 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1807 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,398 sqft · built 2011
Lot Size	0.132 acres (5,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,719 (Jan 2016)
Tax Bill	$6,000 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500391-0-230`

Property Details

APN / Parcel Number

Primary APN	`500391-0-230`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	3,012 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,757 sqft (0.132 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1807 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 23 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	23
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jun 13, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDRONE INC
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
May 13, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2016 · Amount on Record
Deed Sale	Jan 29, 2016 · Amount on Record
Prior Sale	Dec 28, 2011 · Amount on Record
Deed Document Number	2016203
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 30, 2026
Property Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056
Document Number	0000000087
Instrument Date	Jun 23, 2026
Instrument	202687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056

Mortgage

Document Number	0000000087,
Date	Jun 30, 2026
Instrument	202687

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006130272
Date	Jun 13, 2022
Instrument	202206130272

Lender

Name	LOANDRONE INC
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056
Document Number	2007220127
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 197TH STREET CT E SPANAWAY WA 983878056, SPANAWAY, WA 98387-8056

Mortgage

Document Number	2007220127
Date	Jul 22, 2020
Instrument	202007220127

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1807 197TH STREET CT E, SPANAWAY, WA 98387-8056
Document Number	1905200039
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 197TH STREET CT E SPANAWAY WA 983878056, SPANAWAY, WA 98387-8056

Mortgage

Document Number	1905200039
Date	May 20, 2019
Instrument	201905200039

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,000.00 (+0.87%)	$534,600 (+8.33%) Land $150,100 Building $384,500	$534,600 (+8.33%) Land $150,100 Building $384,500
2025	$5,948.00 (+3.52%)
2024	$5,746.00 (-2.33%)	$493,500 (-4.12%) Land $157,000 Building $336,500	$493,500 (-4.12%) Land $157,000 Building $336,500
2023	$5,883.00	$514,700 Land $148,900 Building $365,800	$514,700 Land $148,900 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on 197th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures