18061 Three Rivers Rd, Covington, LA 70433 Property Records

St. Tammany Parish property record for 18061 Three Rivers Rd, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,213 sqft · built 2015
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on Record
Tax Bill	$5,181 (2025)
Deeds & Mortgages	Dec 2018 Mortgage May 2020 Mortgage
APN	`107-013-7561`

Property Details

APN / Parcel Number

Primary APN	`107-013-7561`
Alternative APN	`26531`

Interior

Building Area	3,213 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	114,127 sqft (2.62 acres)

Location & Zoning

Street Address	18061 THREE RIVERS RD
City	COVINGTON
State	LA
Zip	70433-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.62 ACS M/L SEC 16 17 7 11 CB 1079 868 CB 1312 445 INST NO 899820 INST NO 1253102 INST NO 1336726 AND 4760 SQ FT SEC 16 7 11
Legal Subdivision	THREE RIVERS RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18061 THREE RIVERS RD, COVINGTON, LA 70433-8950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18061 THREE RIVERS RD, COVINGTON, LA 70433-8950
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002138204
Date	Dec 3, 2018
Instrument	2138204

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18061 THREE RIVERS RD, COVINGTON, LA 70433-8950
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205273
Date	May 11, 2020
Instrument	2205273

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,181.00 (-3.79%) Homeowner's exemption	$53,673 (-) Land $26,000 Building $27,673	$536,731 (-) Land $260,000 Building $276,731
2024	$5,385.00 (-0.88%) Homeowner's exemption	$53,673 (+5.17%) Land $26,000 Building $27,673	$536,731 (+5.17%) Land $260,000 Building $276,731
2023	$5,433.00 Homeowner's exemption	$51,036 (-) Land $26,000 Building $25,036	$510,360 (+24.37%) Land $260,000 Building $250,360
2022	$5,433.00 Homeowner's exemption	$51,036 Land $26,000 Building $25,036	$410,360 Land $160,000 Building $250,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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