1806 Winfield Dr, Monroe, NC 28110 Property Records

Union County property record for 1806 Winfield Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,456 sqft · built 1974
Lot Size	1.15 acres (50,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (May 2020)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-342-143`

Property Details

APN / Parcel Number

Primary APN	`09-342-143`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,399 sqft (1.15 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	463 sqft
Patio Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1806 WINFIELD DR
City	MONROE
State	NC
Zip	28110-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#117 & P/#114 PINE DELL PB7 PG058
Legal Subdivision	PINE DELL
Legal Lot Number	117&
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1001
Census Tract	20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 WINFIELD DR, MONROE, NC 28110-8558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Feb 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 15, 2020	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202016853
Deed Book / Page	7670 / 243
Prior Transfer Date	Nov 13, 2002
Prior Transfer Doc	1972720
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1806 WINFIELD DR, MONROE, NC 28110-8558
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000879875
Date	Oct 19, 2023
Book Page	8798/75
Instrument	25338

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 5, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1806 WINFIELD DR, MONROE, NC 28110-8558
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008392529
Date	Feb 7, 2022
Book Page	8392/529
Instrument	4637

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 15, 2020
Property Address	1806 WINFIELD DR, MONROE, NC 28110-8558
Document Number	0007670243
Book / Page	7670 / 243
Map Reference	MB 7 PG 58
Instrument Date	May 15, 2020
Instrument	16853
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 DSIRY BAM LANE, 103, MOYOCK, NC 27958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 WINFIELD DR, MONROE, NC 28110-8558

Mortgage

Document Number	0000016854
Date	May 15, 2020
Instrument	16854

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 11, 2018
Property Address	1806 WINFIELD DR, MONROE, NC 28110-8558
Document Number	7134503
Book / Page	007134 / 000503
Instrument Date	Apr 10, 2018
Instrument	9352
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1806 WINFIELD DR MONROE NC 281108558, MONROE, NC 28110-8558

Mortgage

Document Number	7134506
Date	Apr 11, 2018
Book Page	007134/000506
Instrument	9353

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,800 (-) Land $66,900 Building $329,900	$396,800 (-) Land $66,900 Building $329,900
2025	$3,468.00 (+13.22%)	$396,800 (+41.26%) Land $66,900 Building $329,900	$396,800 (+41.26%) Land $66,900 Building $329,900
2023	$3,063.00	$280,900 Land $41,800 Building $239,100	$280,900 Land $41,800 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Ripple Fiber.

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