1806 W Main St, Henderson, TX 75652 Property Records

Rusk County property record for 1806 W Main St, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 1966
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$233,050 (Jun 2025)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02520-00040-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02520-00040-00000-000000`
Alternative APN	`24911`

Interior

Stories	1 Story
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	440 sqft
Porch	Porch
Porch Area	200 sqft

Location & Zoning

Account Number	02520-00040-00000-000000
Street Address	1806 W MAIN ST
City	HENDERSON
State	TX
Zip	75652-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 7-8 BLK 1/574 NOBB HILL
Legal Subdivision	NOB HILL ADDITION
Legal Block	1/574
Legal Lot Number	7,8
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2012
Census Tract	950800

Owner

1806 W Main St is owned and occupied by two individuals who bought it in June 2025.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1806 W MAIN ST, HENDERSON, TX 75652-2800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC
Jun 23, 2025	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2025262537
Deed Book / Page	4062 / 234
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000187170
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	1806 W MAIN ST, HENDERSON, TX 75652-2800
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003694/1
Date	Mar 30, 2020
Book Page	3694/1
Instrument	207416

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Jun 23, 2025
Property Address	1806 W MAIN ST, HENDERSON, TX 75652-2800
Document Number	004062/234
Book / Page	4062 / 234
Map Reference	VOL 481 PG 33
Instrument Date	Jun 20, 2025
Instrument	262537
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 W MAIN ST, HENDERSON, TX 75652-2800

Mortgage

Document Number	0000262538
Date	Jun 23, 2025
Instrument	262538

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.51%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4.51%
Max Rate At Change	6.51%
Index	1-Year T-Bill
Max Rate	6.51%

Tax Assessment & Valuation

The 2026 property tax bill for 1806 W Main St was $4,193 with a homeowner's exemption, up 154% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 (+153.97%) Homeowner's exemption	$220,580 (-6.43%) Land $20,000 Building $200,580	$220,580 (-6.43%) Land $20,000 Building $200,580
2025	$1,651.00 Homeowner's exemption	$235,750 (-1.43%) Land $20,000 Building $215,750	$235,750 (-1.43%) Land $20,000 Building $215,750
2024		$239,170 (+24.64%) Land $20,000 Building $219,170	$239,170 (+24.64%) Land $20,000 Building $219,170
2023		$191,890 Land $20,000 Building $171,890	$191,890 Land $20,000 Building $171,890
2022	$1,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1806 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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