1806 Summit Dr, Urbana, IL 61802 Property Records

Champaign County property record for 1806 Summit Dr, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 1978
Lot Size	0.202 acres (8,805 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,720 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-28-227-003`

Property Details

APN / Parcel Number

Primary APN	`93-21-28-227-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Building Perimeter
1st Floor Area	1,228 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,805 sqft (0.202 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1806 SUMMIT DR
City	URBANA
State	IL
Zip	61802-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MYRA RIDGE 1ST SUB
Legal Range	09E
Legal Township	19N
Legal Section	28
Legal Subdivision	MYRA RIDGE 1ST SUB
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1014
Census Tract	5702

Owner

Source: Champaign County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 SUMMIT DR, URBANA, IL 61802-7028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000012260
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 5, 2026
Property Address	1806 SUMMIT DR, URBANA, IL 61802-7028
Document Number	0000012253
Instrument Date	Aug 4, 2026
Instrument	202612253
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1806 SUMMIT DR, URBANA, IL 61802-7028

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 5, 2026
Property Address	1806 SUMMIT DR, URBANA, IL 61802-7028
Document Number	0000012260
Instrument Date	Aug 4, 2026
Instrument	202612260
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 SUMMIT DR, URBANA, IL 61802-7028

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1806 SUMMIT DR, URBANA, IL 61802-7028
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011376
Date	Jun 22, 2022
Instrument	2022R11376

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,720.00 (+4.9%)	$67,570 (+25.9%) Land $18,650 Building $48,920	$202,710 (+25.9%) Land $55,950 Building $146,760
2024	$5,453.00 (+18.08%)
2022	$4,618.00 Homeowner's exemption Senior Citizen's exemption	$53,670 Land $14,820 Building $38,850	$161,010 Land $44,460 Building $116,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Nextlink, Pavlov Media.

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