1806 Race St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1806 Race St, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	1 ba · 198 sqft · built 1875
Lot Size	0.245 acres (10,707 sqft)
Owner	Individual Name on File
Tax Bill	$412 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094-0008-0407-00`

Property Details

APN / Parcel Number

Primary APN	`094-0008-0407-00`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Units	5 Units
Stories	1 Story
Building Area	198 sqft Living Area
1st Floor Area	198 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,707 sqft (0.245 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1806 RACE ST
City	CINCINNATI
State	OH
Zip	45202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	1804-06 RACE UNIT D1.039% MARKET SQUARECONDO PHASE 2
Legal Subdivision	MARKET SQUARECONDO PHASE 2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1021
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1806 Race St, a condominium, is owned by an individual who acquired it in June 2021.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1806 RACE ST, D, CINCINNATI, OH 45202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK
Aug 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2020	Loan Modification, Mortgage FIRST CMNWLT BK
May 1, 2020	Warranty Deed, Subdivision Related Transfer FIRST CMNWLT BK
Mar 16, 2020	Loan Modification, Mortgage · Line of Credit FIRST CMNWLT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021
Deed Sale	Jun 22, 2021
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	202175435
Deed Book / Page	14443 / 1014
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 22, 2021
Property Address	1806 RACE ST, CINCINNATI, OH 45202-7720
Document Number	0000075435
Book / Page	14443 / 1014
Map Reference	MB 464 PG 1-7
Instrument Date	Jun 11, 2021
Instrument	2021-0075435
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 RACE ST # D, D, CINCINNATI, OH 45202-7720

Mortgage

Document Number	0000075436
Date	Jun 22, 2021
Instrument	2021-0075436

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2020
Property Address	1806 RACE ST, CINCINNATI, OH 45202-7720
Document Number	0000085832
Book / Page	014240 / 002973
Instrument Date	Aug 21, 2020
Instrument	85832
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 W ELDER ST #4TH CINCINNATI OH 452027560, 4TH, CINCINNATI, OH 45202-7560

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1806 RACE ST, CINCINNATI, OH 45202-7720
Document Number	0000046730
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1810 CAMPBELL ST #100 CINCINNATI OH 45202, 100, CINCINNATI, OH 45202

Mortgage

Document Number	0000046730
Date	May 19, 2020
Book Page	014171/000885
Instrument	46730

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 18, 2025

Interest

Rate Type	Fixed Rate
Rate	3.85%

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 1, 2020
Property Address	1806 RACE ST, CINCINNATI, OH 45202-7720
Document Number	0000040518
Book / Page	014159 / 002269
Instrument Date	Apr 24, 2020
Instrument	40518
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1806 RACE ST #D CINCINNATI OH 452027720, D, CINCINNATI, OH 45202-7720

Mortgage

Document Number	4059
Date	May 1, 2020
Book Page	014159/002271
Instrument	4059

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1806 RACE ST, CINCINNATI, OH 45202-7720
Document Number	0000027329
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1810 CAMPBELL ST #100 CINCINNATI OH 45202, 100, CINCINNATI, OH 45202

Mortgage

Document Number	0000027329
Date	Mar 20, 2020
Book Page	014129/000916
Instrument	27329

Lender

Name	FIRST CMNWLT BK
Type	Bank
Address	25 GARFIELD PL, CINCINNATI, OH 45202-4301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1806 Race St was $412, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$412.00 (+2.74%)	$30,100 (-) Land $3,500 Building $26,600	$86,000 Land $10,000 Building $76,000
2024	$401.00 (-2.2%)	$30,100 (-) Land $3,500 Building $26,600
2023	$410.00 (+44.37%)	$30,100 (+104.76%) Land $3,500 Building $26,600	$86,000 Land $10,000 Building $76,000
2022	$284.00 Homeowner's exemption	$14,700 Land $2,632 Building $12,068
2020			$42,000 Land $7,520 Building $34,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1806 Race St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1806 Race St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Race St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures