Charles County property record for 1806 Oak Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,888 sqft · built 1980 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,000 (Apr 2006) |
| Tax Bill | $10,027 (2025) |
| Deeds & Mortgages | Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-104835 |
| Primary APN | 06-104835 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.333 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 104835 |
|---|---|
| Street Address | 1806 OAK DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-3598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-4 S-1 WHITE OAK VILLAGE SUB |
| Legal Subdivision | WHITE OAK VILLAGE SUB |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 850802 |
1806 Oak Dr is owned and occupied by an individual who bought it in April 2006.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1806 OAK DR, WALDORF, MD 20601-3598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2006 · Amount on File |
| Deed Sale | Apr 10, 2006 · Amount on File |
| Prior Sale | Oct 25, 1984 · Amount on File |
| Deed Document Number | 200685106 |
| Deed Book / Page | 5771 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1806 OAK DR, WALDORF, MD 20601-3598 |
| Document Number | 0099820135 |
| Book / Page | 009982 / 000135 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1806 OAK DR WALDORF MD 206013598, WALDORF, MD 20601-3598 |
| Document Number | 0099820135 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 009982/000135 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 10, 2037 |
| Rate | 4.75% |
|---|
The 2025 property tax bill for 1806 Oak Dr was $10,027.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343,433 (+5.1%) | $360,100 (-) Land $125,200 Building $234,900 | |
| 2025 | $10,027.00 | $326,767 | $360,100 Land $125,200 Building $234,900 |
| 2023 | $4,053.00 | $283,467 | $310,100 Land $125,200 Building $184,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1806 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1806 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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