1806 N Gibson Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1806 N Gibson Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 2000
Lot Size	0.17 acres (7,434 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Nov 2024)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`2518S18E00900470`

Property Details

APN / Parcel Number

Primary APN	`2518S18E00900470`
Alternative APNs	`18E-18S-25-0090-047.0` `2938536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,841 sqft Living Area
1st Floor Area	1,841 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	7,434 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Area	546 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2938536
Old Parcel Number	2518S18E00900470
Street Address	1806 N GIBSON PT
City	HERNANDO
State	FL
Zip	34442-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	HILLSIDE VILLAS THIRD ADDN PB 16 PG 115 LOT 47
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	HILLSIDE VILLAS THIRD ADDITION
Legal Lot Number	47
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1002
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1806 N GIBSON PT, HERNANDO, FL 34442-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 10, 2019	Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	2024069919
Deed Book / Page	3520 / 325
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1806 N GIBSON PT, HERNANDO, FL 34442-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030240735
Date	Dec 12, 2019
Book Page	3024/0735
Instrument	2019064664

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 10, 2019
Property Address	1806 N GIBSON PT, HERNANDO, FL 34442-6114
Document Number	0030101901
Book / Page	003010 / 001901
Instrument Date	Oct 8, 2019
Instrument	53533
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	COMPASS LAND AND TITLE, COMPASS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1806 N GIBSON PT HERNANDO FL 344426114, HERNANDO, FL 34442-6114

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (-27.48%) Additional exemption filed	$330,141 (-4.58%) Land $34,000 Building $296,141	$330,141 (-4.58%) Land $34,000 Building $296,141
2024	$2,511.00 (+2.62%) Homeowner's exemption Additional exemption filed	$346,000 (+7.38%) Land $34,000 Building $312,000	$346,000 (+7.38%) Land $34,000 Building $312,000
2023	$2,447.00 (+7%) Homeowner's exemption Additional exemption filed	$322,224 (+16.09%) Land $34,000 Building $288,224	$322,224 (+16.09%) Land $34,000 Building $288,224
2022	$2,287.00 Homeowner's exemption Additional exemption filed	$277,558 Land $34,000 Building $243,558	$277,558 Land $34,000 Building $243,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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