Decatur County property record for 1806 Lake Circle Dr, Bainbridge, GA 39819
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,943 sqft · built 1973 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,000 (Apr 2021) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B0740-017-000 |
| Primary APN | B0740-017-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,943 sqft Heated Area |
| 1st Floor Area | 1,943 sqft |
| Utility Area | 81 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 117 ft deep x 138 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 191 sqft |
| Deck Area | 115 sqft |
| Patio Area | 115 sqft |
| Canopy | 240 sqft |
| Utility Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16802 |
|---|---|
| Street Address | 1806 LAKE CIRCLE DR |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39819-5136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 476 153 1806 LAKE CIRCLE DR |
| Legal Subdivision | LAKE CIRCLE |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 970600 |
Source: Decatur County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · USDA Mortgage FIRST PORT CITY BANK |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF DECATUR COUN |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 2021419 |
| Deed Book / Page | 476 / 153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | May 12, 2026 |
| Property Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 0565000263 |
| Book / Page | 565 / 263 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 0565000263, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 565/263 |
| Name | FIRST PORT CITY BANK |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Apr 19, 2021 |
| Property Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 476/153 |
| Book / Page | 476 / 153 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-000419 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 476155 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 476/155 |
| Name | FIRST NATIONAL BANK OF DECATUR COUN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Aug 28, 2019 |
| Property Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 000448/477 |
| Book / Page | 448 / 477 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 2019-000763 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1806 LAKE CIRCLE DR, BAINBRIDGE, GA 39819-5136 |
| Document Number | 0000000448/0000000479 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 0000000448/0000000479 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Decatur County assessment roll, as of February 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Bainbridge City |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 (-2.26%) Homeowner's exemption Senior Citizen's exemption | $103,246 (+17.93%) Land $7,200 Building $96,046 | $258,115 (+17.93%) Land $18,000 Building $240,115 |
| 2023 | $2,700.00 (+2.35%) | $87,545 Land $7,200 Building $80,345 | $218,863 Land $18,000 Building $200,863 |
| 2022 | $2,638.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 24 (1983–2018) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE serves 14,500 people · EPA ID GA0870001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bainbridge Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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