1806 Indian Rdg, Red Oak, TX 75154 Property Records

Ellis County property record for 1806 Indian Rdg, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,760 sqft · built 2006
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,401 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R228021`

Property Details

APN / Parcel Number

Primary APN	`R228021`
Alternative APNs	`60502500200800111` `228021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,760 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,966 sqft
2nd Floor Area	794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	128 sqft
Deck Area	128 sqft
Storage Building	200 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1806 INDIAN RDG
City	RED OAK
State	TX
Zip	75154-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 INDIAN HILLS 2.03 AC
Legal Subdivision	INDIAN HILLS
Legal Block	2
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2019
Census Tract	60209

Owner

1806 Indian Rdg is owned and occupied by two individuals.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1806 INDIAN RDG, RED OAK, TX 75154-5873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1806 INDIAN RDG, RED OAK, TX 75154-5873
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318081
Date	Jun 26, 2023
Instrument	2318081

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1806 INDIAN RDG, RED OAK, TX 75154-5873
Document Number	0000023802
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 INDIAN RDG OAK LEAF TX 751545873, OAK LEAF, TX 75154-5873

Mortgage

Document Number	0000023802
Date	Aug 17, 2018
Instrument	23802

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1806 Indian Rdg was $7,401 with a homeowner's exemption, down 3% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,418 (-5.04%) Land $162,000 Building $327,418	$489,418 (-5.04%) Land $162,000 Building $327,418
2025	$7,401.00 (-2.95%) Homeowner's exemption Additional exemption filed	$515,372 Land $162,000 Building $353,372	$515,372 Land $162,000 Building $353,372
2024	$7,626.00 (-13.12%)
2023	$8,778.00 Homeowner's exemption Additional exemption filed	$573,740 Land $153,000 Building $420,740	$573,740 Land $153,000 Building $420,740
2018	$7,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 Indian Rdg in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1806 Indian Rdg is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Element8, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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