1806 Horn Rd, Cecilia, KY 42724 Property Records

Hardin County property record for 1806 Horn Rd, Cecilia, KY 42724

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 1,344 sqft · built 2003
Lot Size	9.24 acres (402,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Mar 2023)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`069-00-00-009.01`

Property Details

APN / Parcel Number

Primary APN	`069-00-00-009.01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	402,494 sqft (9.24 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	480 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1806 HORN RD
City	CECILIA
State	KY
Zip	42724-8747
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	MACKS PLACE LT 3
Legal Subdivision	MACKS PLACE
Legal Lot Number	3
Jurisdiction	HARDIN KY
Township / Civil Division	CECILIA
Census Block Group	1
Census Block	1003
Census Tract	1701

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 HORN RD, CECILIA, KY 42724-8747
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Feb 25, 2009 · Amount on Record
Deed Book / Page	1549 / 1314
Prior Transfer Date	Feb 12, 2007
Prior Transfer Doc	1256/237
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1806 HORN RD, CECILIA, KY 42724-8747
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243/0000000332
Date	Aug 16, 2018
Book Page	0000002243/0000000332
Instrument	180-00010479

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1806 HORN RD, CECILIA, KY 42724-8747
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2286/1437
Date	Oct 30, 2019
Book Page	2286/1437
Instrument	20190-00014315

Lender

Name	FORT KNOX FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+8.31%) Disabled Person's exemption Additional exemption filed	$186,900 (+48.1%) Land $172,600 Building $14,300	$186,900 (+48.1%) Land $172,600 Building $14,300
2023		$126,200 Land $111,900 Building $14,300	$126,200 Land $111,900 Building $14,300
2021	$1,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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