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1806 Henley St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1806 Henley St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,822 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$324,286 (May 2020)
Tax Bill$4,994 (2025)
Deeds & MortgagesMay 2020 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN042631017300012030

Property Details

APN / Parcel Number

Primary APN042631017300012030

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,822 sqft Heated Area
Gross Area3,650 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1806 HENLEY ST
CitySAINT CLOUD
StateFL
Zip34771-7682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 2 PB 27 PGS 87-92 LOT 203
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK
Legal Phase2
Legal Tract173
Legal Lot Number203
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1806 HENLEY ST, SAINT CLOUD, FL 34771-7682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Grant Deed, Transfer
CALATLANTIC TITLE INC
May 19, 2020Deed of Trust, Mortgage
EAGLE HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Deed Document Number2020067654
Deed Book / Page5726 / 2223
Record UpdatedJun 8, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 26, 2020
Property Address1806 HENLEY ST, SAINT CLOUD, FL 34771-7682
Document Number0057262223
Book / Page005726 / 002223
Instrument DateMay 19, 2020
Instrument67654
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Tax$2,270.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 HENLEY ST ST CLOUD FL 347717682, ST CLOUD, FL 34771-7682

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1806 HENLEY ST, SAINT CLOUD, FL 34771-7682
Document Number0057262227
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 HENLEY ST ST CLOUD FL 347717682, ST CLOUD, FL 34771-7682

Mortgage

Document Number0057262227
DateMay 26, 2020
Book Page005726/002227
Instrument67655
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,994.00 (+6.01%) Homeowner's exemption$321,919 (+5.99%)$425,200 (-5.57%) Land $75,000 Building $350,200
2023$4,711.00 (+3.42%) Homeowner's exemption$303,735 (+3%)$450,300 (+14.76%) Land $65,000 Building $385,300
2022$4,555.00 Homeowner's exemption$294,889$392,400 Land $65,000 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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