Black Hawk County property record for 1806 Gibson St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1955 |
| Lot Size | 0.139 acres (6,072 sqft) |
| Owner | Company Name on Record |
| Last Sale | $128,000 (Jun 2017) |
| Tax Bill | $2,424 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-18-155-013 |
| Primary APN | 8913-18-155-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 912 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,072 sqft (0.139 acres) |
| Lot Dimensions | 88 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1806 GIBSON ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-6549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITORS WHITNEY ROAD PLAT CF E 87.8 FT W 112.8 FT S 68.5 FT N 343 FT LOT 122 LYING S OF THE EXTENDED S LINE OF LOT 154 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 18 |
| Legal Subdivision | AUDITORS WHITNEY ROAD PLAT CF |
| Legal Lot Number | 122,154 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2400 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 27 TIMBERLEDGE PL, CEDAR FALLS, IA 50613-1755 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit GNB BANK |
| Jun 29, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNIVERSITY OF IOWA COMMUNITY CU |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 201723137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1806 GIBSON ST, CEDAR FALLS, IA 50613-6549 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400008072 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202400008072 |
| Name | GNB BANK |
|---|---|
| Type | Bank |
| Address | 300 E MAIN ST, MANCHESTER, IA 52057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1806 GIBSON ST, CEDAR FALLS, IA 50613-6549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700023138 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017-00023138 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1806 GIBSON ST, CEDAR FALLS, IA 50613-6549 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200023700 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 202200023700 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,424.00 (+2.54%) | $161,430 (+9.85%) Land $25,460 Building $135,970 | $161,430 (+9.85%) Land $25,460 Building $135,970 |
| 2024 | $2,364.00 (+2.78%) | ||
| 2023 | $146,960 (+17.99%) Land $25,460 Building $121,500 | $146,960 (+17.99%) Land $25,460 Building $121,500 | |
| 2022 | $2,300.00 | $124,550 Land $25,460 Building $99,090 | |
| 2021 | $124,550 Land $25,460 Building $99,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1993–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
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