1806 Gary Owens St, Manteca, CA 95337 Property Records

San Joaquin County property record for 1806 Gary Owens St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,085 sqft · built 2015
Lot Size	0.16 acres (6,959 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2018)
Tax Bill	$7,312 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`226-260-320-000`

Property Details

APN / Parcel Number

Primary APN	`226-260-320-000`
Alternative APN	`226-260-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,085 sqft Living Area
1st Floor Area	2,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,959 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	226-260-32
Street Address	1806 GARY OWENS ST
City	MANTECA
State	CA
Zip	95337-7991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-FM PT OF 226-170-04/RM 42-002
Legal Subdivision	OLEANDER ESTATES UN #2
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1013
Census Tract	5106

Owner

1806 Gary Owens St is owned and occupied by two individuals who bought it in June 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage R M K FINANCIAL CORP
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Prior Sale	Aug 7, 2015 · Amount on File
Deed Document Number	201864347
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991

Mortgage

Document Number	0000001650
Date	Jan 5, 2022
Instrument	2022-001650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 GART OWENS STREET, MANTECA, CA 95337-7991

Mortgage

Document Number	0000122745
Date	Sep 18, 2020
Instrument	2020-122745

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991

Mortgage

Document Number	0000035525
Date	Apr 10, 2019
Instrument	2019-035525

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 11, 2018
Property Address	1806 GARY OWENS ST, MANTECA, CA 95337-7991
Document Number	0000064347
Map Reference	MB 42 PG 2
Instrument Date	Jun 5, 2018
Instrument	2018-064347
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4861 CENTRAL AVE APT 107, 107, FREMONT, CA 94536-6600

Mortgage

Document Number	0000064348
Date	Jun 11, 2018
Instrument	2018-064348

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1806 Gary Owens St was $7,312 with a homeowner's exemption, up 0.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,312.00 (+0.69%)
2025	$7,262.00 Homeowner's exemption	$512,018 Land $136,537 Building $375,481
2023	$7,006.00 (+2.41%) Homeowner's exemption	$492,137 Land $131,236 Building $360,901	$605,610
2022	$6,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 Gary Owens St in Zone X, where a levee reduces flood risk, though there have been 42 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	42 (1980–2017)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1806 Gary Owens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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