1806 Emerson Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1806 Emerson Dr, Champaign, IL 61821

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,440 sqft · built 1987
Lot Size0.203 acres (8,862 sqft)
Owner2 Individual Names on File
Tax Bill$6,185 (2024)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-22-130-026

Property Details

APN / Parcel Number

Primary APN45-20-22-130-026

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,440 sqft Building Perimeter
1st Floor Area1,440 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialStucco
Roof MaterialOther
Lot Area8,862 sqft (0.203 acres)
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area144 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1806 EMERSON DR
CityCHAMPAIGN
StateIL
Zip61821-5701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 410 STRATFORD PARK NORTH SUB NO 4
Legal Range08E
Legal Township19N
Legal Section22
Legal SubdivisionSTRATFORD PARK NORTH SUB NO 4 AND OTHER
Legal Lot Number410
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3007
Census Tract1203

Owner

1806 Emerson Dr is owned and occupied by two individuals who acquired it in October 2015.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1806 EMERSON DR, CHAMPAIGN, IL 61821-5701
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2015
Deed SaleOct 26, 2015
Prior SaleJun 6, 2012 · Amount on File
Deed Document Number201520680
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1806 EMERSON DR, CHAMPAIGN, IL 61821-5701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013966
DateJul 22, 2020
Instrument2020R13966
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,320 Land $23,630 Building $62,690$258,960 Land $70,890 Building $188,070
2024$6,185.00
2022$5,391.00 Homeowner's exemption$64,630 Land $17,690 Building $46,940$193,890 Land $53,070 Building $140,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 Emerson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1806 Emerson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Nextlink.

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