1806 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 1806 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,223 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$154,812 (Sep 2018)
Tax Bill	$1,455 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02-33-427-033.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-33-427-033.000-027`
Alternative APN	`0233427033027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	1,223 sqft
Basement Area	510 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	190 sqft
Lean-To	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1806 E BEARDSLEY AVE
City	ELKHART
State	IN
Zip	46514-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LAWNDALE PL S 200FT LOT 26
Legal Subdivision	LAWNDALE PLACE
Legal Block	427
Legal Lot Number	26
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2007
Census Tract	1702

Owner

Source: Elkhart County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1806 E BEARDSLEY AVE, ELKHART, IN 46514-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/MIDDLEBURY
Sep 24, 2018	Warranty Deed, Transfer RUOFF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	201819687
Transfer Doc	0000004289
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Recording Date	Sep 4, 2026
Property Address	1806 E BEARDSLEY AVE, ELKHART, IN 46514-3702
Document Number	0000016764
Instrument Date	Aug 31, 2026
Instrument	202616764
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 E BEARDSLEY AVE, ELKHART, IN 46514-3702

Mortgage

Document Number	0000016764,
Date	Sep 4, 2026
Instrument	202616764

Lender

Name	FIRST STATE BANK/MIDDLEBURY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2046

Interest

Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 24, 2018
Property Address	1806 E BEARDSLEY AVE, ELKHART, IN 46514-3702
Document Number	0000019687
Instrument Date	Sep 14, 2018
Instrument	19687
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 E BEARDSLEY AVE ELKHART IN 465143702, ELKHART, IN 46514-3702

Mortgage

Document Number	19688
Date	Sep 24, 2018
Instrument	19688

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,100 (+8.39%) Land $12,900 Building $138,200	$151,100 (+8.39%) Land $12,900 Building $138,200
2024	$1,455.00 (+17.06%)	$139,400 (+6.98%) Land $12,900 Building $126,500	$139,400 (+6.98%) Land $12,900 Building $126,500
2023		$130,300 (+6.8%) Land $12,900 Building $117,400	$130,300 (+6.8%) Land $12,900 Building $117,400
2022	$1,243.00 Homeowner's exemption	$122,000 Land $12,900 Building $109,100	$122,000 Land $12,900 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000

May also be available: T-Mobile.

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