1806 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1806 E 4th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,534 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-2-SF010-000-0008`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-2-SF010-000-0008`
Alternative APNs	`600022148` `22148`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,534 sqft Living Area
1st Floor Area	2,498 sqft
2nd Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	200 ft deep x 300 ft wide
Garage Type	Built-in
Garage Area	867 sqft

Exterior Amenities

Porch	Slab
Porch Area	237 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22148
Street Address	1806 E 4TH AVE
City	STILLWATER
State	OK
Zip	74074-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN HTS SUB LOTS 8-9
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	FAIRLAWN HTS SUB
Legal Lot Number	8,9
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4021
Census Tract	10600

Owner

1806 E 4th Ave is owned and occupied by two individuals.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1806 E 4TH AVE, STILLWATER, OK 74074-3931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1806 E 4TH AVE, STILLWATER, OK 74074-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026080017
Date	Jan 14, 2021
Book Page	2608/17
Instrument	2021-000533

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1806 E 4th Ave was $2,317 with a homeowner's exemption, up 2.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,592 (+6.09%) Land $3,733 Building $20,859	$215,728 Land $32,754 Building $182,974
2025	$2,317.00 (+2.75%) Homeowner's exemption	$23,181 (-) Land $3,613 Building $19,568
2024	$2,255.00 (+3.35%) Homeowner's exemption	$23,181 (+3%) Land $3,613 Building $19,568	$258,200 (+1.97%) Land $40,250 Building $217,950
2023	$2,182.00 (+3.36%) Homeowner's exemption	$22,506 (+3%) Land $3,577 Building $18,929	$253,210 (+7.96%) Land $40,250 Building $212,960
2022	$2,111.00 Homeowner's exemption	$21,850 Land $3,749 Building $18,101	$234,550 Land $40,250 Building $194,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1806 E 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1806 E 4th Ave is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20