1806 Clear Brook Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1806 Clear Brook Ct, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,596 sqft · built 2007
Lot Size	0.169 acres (7,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2018)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159F A 002.37`

Property Details

APN / Parcel Number

Primary APN	`159F A 002.37`
Alternative APN	`0000154023`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,596 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,389 sqft (0.169 acres)
Lot Dimensions	161 ft deep x 45.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000154023
Old Parcel Number	159F A 00237
Street Address	1806 CLEAR BROOK CT
City	CHATTANOOGA
State	TN
Zip	37421-2783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 IGOU VILLAGE SUB PH 3 PB79 PG91 OUT OF 159F-A-002 FOR 2005
Legal Subdivision	IGOU VILLAGE PH 3
Legal Phase	3
Legal Lot Number	23
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	11321

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 CLEAR BROOK CT, CHATTANOOGA, TN 37421-2783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage TJC MTG
Jul 11, 2018	Warranty Deed, Transfer · Conventional with PMI TJC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Document Number	2018071100095
Deed Book / Page	11397 / 459
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1806 CLEAR BROOK CT, CHATTANOOGA, TN 37421-2783
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000047
Date	Sep 29, 2023
Book Page	13411/805
Instrument	2023092900047

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1806 CLEAR BROOK CT, CHATTANOOGA, TN 37421-2783
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000191
Date	Apr 10, 2017
Book Page	11020/366
Instrument	2017041000191

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1806 CLEAR BROOK CT, CHATTANOOGA, TN 37421-2783
Document Number	1104000174
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1806 CLEAR BROOK CT CHATTANOOGA TN 374212783, CHATTANOOGA, TN 37421-2783

Mortgage

Document Number	1104000174
Date	Nov 4, 2019
Book Page	011808/000859
Instrument	191104000174

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 11, 2018
Property Address	1806 CLEAR BROOK CT, CHATTANOOGA, TN 37421-2783
Document Number	0711000095
Book / Page	011397 / 000459
Instrument Date	Jul 9, 2018
Instrument	180711000095
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1806 CLEAR BROOK CT CHATTANOOGA TN 374212783, CHATTANOOGA, TN 37421-2783

Mortgage

Document Number	711000096
Date	Jul 11, 2018
Book Page	011397/000461
Instrument	180711000096

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (-11.44%)	$107,825 (+30.74%)	$431,300 (+30.74%) Land $75,000 Building $356,300
2024	$1,845.00	$82,475 (-)	$329,900 (-) Land $55,000 Building $274,900
2023	$1,845.00	$82,475 (-)	$329,900 (-) Land $55,000 Building $274,900
2022	$1,845.00	$82,475	$329,900 Land $55,000 Building $274,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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