1806 Ann St, Wilmington, NC 28403 Property Records

New Hanover County property record for 1806 Ann St, Wilmington, NC 28403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,394 sqft · built 1935
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (May 2026)
Tax Bill$2,386 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR05407-015-010-000

Property Details

APN / Parcel Number

Primary APNR05407-015-010-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
Basement Area1,086 sqft
Finished Basement1,086 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleOther
Exterior MaterialWood
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions126 ft deep x 40 ft wide
TerrainLow
PorchSlab
Porch Area414 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1806 ANN ST
CityWILMINGTON
StateNC
Zip28403-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5,RESIDE
Legal DescriptionARDMORE BLK B LOT 3
Legal SubdivisionARDMORE SUBDIVISION
Legal BlockB
Legal Lot Number3
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group2
Census Block2028
Census Tract10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westbrook-Ardmore Historic District
listed 2009 · 467 contributing resources · NRIS 08001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1806 ANN ST, WILMINGTON, NC 28403-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 19, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 20, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2026 · Amount on Record
Deed SaleMay 19, 2026 · Amount on Record
Prior SaleNov 20, 2019 · Amount on Record
Deed Document Number202613561
Deed Book / Page6850 / 26
Prior Transfer DateMar 24, 2006
Prior Transfer Doc00499901017
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateMay 19, 2026
Property Address1806 ANN ST, WILMINGTON, NC 28403-2116
Document Number00685000026
Book / Page6850 / 26
Instrument DateMay 12, 2026
Instrument202613561
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 ANN ST, WILMINGTON, NC 28403-2116
InvestorPossibly a Property Investor

Mortgage

Document Number0000013562,
DateMay 19, 2026
Instrument202613562
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateMay 19, 2026
Property Address1806 ANN ST, WILMINGTON, NC 28403-2116
Document Number0000013561
Book / Page6850 / 26
Instrument DateMay 12, 2026
Instrument2026.13561
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 ANN ST, WILMINGTON, NC 28403-2116
InvestorPossibly a Property Investor

Mortgage

Document Number0000013562,
DateMay 19, 2026
Instrument2026..13562
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateNov 20, 2019
Property Address1806 ANN ST, WILMINGTON, NC 28403-2116
Document Number0062640803
Book / Page006264 / 000803
Instrument DateNov 19, 2019
Instrument38120
Transaction TypeTransfer
Record UpdatedDec 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$463.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1806 ANN ST WILMINGTON NC 284032116, WILMINGTON, NC 28403-2116

Mortgage

Document Number62640805
DateNov 20, 2019
Book Page006264/000805
Instrument38121
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,600 (-) Land $90,300 Building $315,300$405,600 (-) Land $90,300 Building $315,300
2025$2,386.00 (+54.03%)$405,600 (+127.74%) Land $90,300 Building $315,300$405,600 (+127.74%) Land $90,300 Building $315,300
2024$1,549.00 (+2.99%)
2023$1,504.00 (-0.59%)$178,100 Land $55,000 Building $123,100$178,100 Land $55,000 Building $123,100
2022$1,513.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1996–2018)
Claims Outside the SFHA11 of 14
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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