1806 46th St, Valley, AL 36854 Property Records

Chambers County property record for 1806 46th St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,980 sqft · built 1950
Lot Size	0.285 acres (12,400 sqft)
Owner	Individual Name on File
Tax Bill	$390 (2026)
Deeds & Mortgages	Aug 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-03-07-1-005-014.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-03-07-1-005-014.000`
Alternative APNs	`1803071005014000` `339835`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,400 sqft (0.285 acres)
Lot Dimensions	124 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	261 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	339835
Street Address	1806 46TH ST
City	VALLEY
State	AL
Zip	36854-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF LOT 20 BLOCK 2, RUN NE'LY ALONG 46TH STREET 100.42', SE'LY116.35', SW'LY98.47', NW'LY124.04' TO P.O.B., BEIN
Legal Range	29
Legal Township	21
Legal Section	07
Legal Block	2
Legal Lot Number	20,19
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3050
Census Tract	954600

Owner

1806 46th St is owned and occupied by an individual.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1806 46TH ST, VALLEY, AL 36854-3609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	1806 46TH ST, VALLEY, AL 36854-3609
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020063910
Date	Aug 2, 2006
Instrument	2006-3910

Lender

Name	CHARTER BANK
Type	Bank
Address	00000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1806 46th St was $390 with a homeowner's exemption, up 8% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$390.00 (+8.03%) Homeowner's exemption
2025	$361.00 (+8.41%)	$26,768 (+181.77%) Land $780 Building $25,988	$133,840 (+41.23%) Land $3,900 Building $129,940
2024	$333.00 Additional exemption filed	$9,500 (-) Land $400 Building $9,100	$94,770 (-) Land $3,920 Building $90,850
2023	$333.00 Additional exemption filed	$9,500 (-) Land $400 Building $9,100	$94,770 (-) Land $3,920 Building $90,850
2022	$333.00 Additional exemption filed	$9,500 Land $400 Building $9,100	$94,770 Land $3,920 Building $90,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 46th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1806 46th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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