1806 28th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1806 28th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,962 sqft · built 1929
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Oct 2018)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53-124-003-020.01`

Property Details

APN / Parcel Number

Primary APN	`53-124-003-020.01`
Alternative APNs	`053-124-003-020.01` `1240030201` `2211`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	2,448 sqft
Basement Area	754 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2211
Street Address	1806 28TH ST
City	TWO RIVERS
State	WI
Zip	54241-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHN GRUMANNS 2ND ADD LOT 2 BLK 3
Legal Subdivision	ND ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1010
Census Tract	5300

Owner

1806 28th St is owned and occupied by two individuals who bought it in October 2018.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1806 28TH ST, TWO RIVERS, WI 54241-2006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Construction Mortgage US BANK
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2018 · Amount on File
Deed Sale	Oct 8, 2018 · Amount on File
Prior Sale	Sep 22, 2014
Deed Document Number	20181199086
Deed Book / Page	3179 / 281
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	Aug 11, 2026
Property Address	1806 28TH ST, TWO RIVERS, WI 54241-2006
Document Number	0001298045
Book / Page	3784 / 360
Instrument Date	Aug 3, 2026
Instrument	20261298045
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 28TH ST, TWO RIVERS, WI 54241-2006

Mortgage

Document Number	0001298045,
Date	Aug 11, 2026
Book Page	3784/360
Instrument	20261298045

Lender

Name	US BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Rate	6.43%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1806 28TH ST, TWO RIVERS, WI 54241-2006
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003525/491
Date	Sep 30, 2022
Book Page	3525/491
Instrument	1256357

Lender

Name	MARINE CU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1806 28th St was $2,843 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 Homeowner's exemption	$177,500 Land $14,200 Building $163,300	$205,216 Land $16,417 Building $188,799
2023	$2,111.00 Homeowner's exemption	$88,200 Land $13,200 Building $75,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1806 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1806 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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