1806 10th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1806 10th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,235 sqft)
Owner	Company Name on Record
Last Sale	$152,000 (Jul 2023)
Tax Bill	$4,156 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-8835`

Property Details

APN / Parcel Number

Primary APN	`85-401-8835`
Alternative APNs	`85-00401-8835` `42494`

Exterior

Lot Area	9,235 sqft (0.212 acres)

Location & Zoning

Street Address	1806 10TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF LOTS 8 & 9 BLK 88 E ST CLOUD DESC AS FOLLOWS:COMM AT THE NW CORNER FO SAID BLK 88;THENCE S ON AN ASSUMED BEARING ALONG THE W LINE OF SAID BLK 88 A DIST OF 55.00 FT TO THE POB;THENCE N 89 DEG 51 MIN 00 SEC E PARA WITH THE N LINE OF BLK 88 A
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	88
Legal Lot Number	8-9
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	821 LITTLE ROCK LK NW, RICE, MN 56367
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	2023959505
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	0000788727
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 26, 2023
Property Address	1806 10TH AVE SE, SAINT CLOUD, MN 56304-2206
Document Number	0000959505
Instrument Date	Jul 19, 2023
Instrument	959505
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$501.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 10TH AVE SE, SAINT CLOUD, MN 56304-2206

Mortgage

Document Number	0000959506
Date	Jul 26, 2023
Instrument	959506

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2033

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000959507
Date	Jul 26, 2023
Instrument	959507

Lender

Name	BANKVISTA
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,156.00 (+109.9%)	$181,900 (-5.01%) Land $40,000 Building $141,900	$181,900 (-5.01%) Land $40,000 Building $141,900
2023	$1,980.00	$191,500 Land $30,000 Building $161,500
2021			$191,500 Land $30,000 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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