1805 Vale St, Durham, NC 27703 Property Records

Durham County property record for 1805 Vale St, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,920 sqft · built 1910
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Nov 2019)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0831-52-1563`

Property Details

APN / Parcel Number

Primary APN	`0831-52-1563`
Alternative APNs	`0831-52-15-6349` `083115521575` `112240`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,920 sqft Heated Area
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	158 ft deep x 102 ft wide
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1805 VALE ST
City	DURHAM
State	NC
Zip	27703-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OI
Legal Description	CHEEKLAND/LT#26 & LT#27 EAST DURHAM/HD PL:00005A-000029
Legal Subdivision	CHEEKLAND
Legal Lot Number	26,27
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2019
Census Tract	1001

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 VALE ST, DURHAM, NC 27703-4060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	201940438
Deed Book / Page	8791 / 372
Prior Transfer Date	Oct 25, 2001
Prior Transfer Doc	3241000420
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1805 VALE ST, DURHAM, NC 27703-4060
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096870380
Date	May 5, 2022
Book Page	9687/380
Instrument	2022019047

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	9.25%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1805 VALE ST, DURHAM, NC 27703-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083510773
Date	Jan 23, 2018
Book Page	8351/773
Instrument	2018002326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1805 VALE ST, DURHAM, NC 27703-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088210383
Date	Dec 10, 2019
Book Page	8821/383
Instrument	2019045708

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2039

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 1, 2019
Property Address	1805 VALE ST, DURHAM, NC 27703-4060
Document Number	0087910372
Book / Page	8791 / 372
Map Reference	MB 5 PG 29
Instrument Date	Oct 30, 2019
Instrument	2019040438
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 ARNETTE AVE, 1314, DURHAM, NC 27707-1602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 VALE ST, DURHAM, NC 27703-4060

Mortgage

Document Number	2019040439
Date	Nov 1, 2019
Instrument	2019040439

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (+2.51%)	$417,360 (-) Land $145,000 Building $272,360	$417,360 (-) Land $145,000 Building $272,360
2025	$4,137.00 (+55.53%)	$417,360 (+105.48%) Land $145,000 Building $272,360	$417,360 (+105.48%) Land $145,000 Building $272,360
2023	$2,660.00 (+2.35%)	$203,112 Land $32,582 Building $170,530	$203,112 Land $32,582 Building $170,530
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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