1805 Rusty Spur Dr, Temple, TX 76502 Property Records

Bell County property record for 1805 Rusty Spur Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2015
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,953 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0113854464`

Property Details

APN / Parcel Number

Primary APN	`0113854464`
Alternative APNs	`393861` `846245`

Interior

Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	2,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Lot Area	9,718 sqft (0.223 acres)
Lot Dimensions	120 ft deep x 81 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Storage Building	176 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	846245
Street Address	1805 RUSTY SPUR DR
City	TEMPLE
State	TX
Zip	76502-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DRAW, BLOCK 004, LOT 0014
Legal Subdivision	SOUTHERN DRAW
Legal Block	4
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1014
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 RUSTY SPUR DR, TEMPLE, TX 76502-4428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2018	Warranty Deed, Transfer CALIBER HM LOANS
Jul 6, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018
Deed Sale	Jul 6, 2018
Prior Sale	Jul 6, 2018
Deed Document Number	2018-00028026
Deed Book / Page	010517 / 000326
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1805 RUSTY SPUR DR, TEMPLE, TX 76502-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061946
Date	Nov 9, 2020
Instrument	2020-00061946

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 6, 2018
Property Address	1805 RUSTY SPUR DR, TEMPLE, TX 76502-4428
Document Number	0000028026
Book / Page	010517 / 000326
Instrument Date	Jul 5, 2018
Instrument	28026
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1805 RUSTY SPUR DR TEMPLE TX 765024428, TEMPLE, TX 76502-4428

Mortgage

Document Number	28027
Date	Jul 6, 2018
Book Page	010517/000330
Instrument	28027

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 6, 2018
Property Address	1805 RUSTY SPUR DR, TEMPLE, TX 76502-4428
Document Number	0000028025
Book / Page	010517 / 000322
Instrument Date	Jul 5, 2018
Instrument	28025
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16346 AIRPORT CIR AURORA CO 800111558, AURORA, CO 80011-1558
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,953.00 (-9.46%) Homeowner's exemption	$403,722 Land $36,000 Building $367,722	$403,722 Land $36,000 Building $367,722
2022	$6,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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