1805 Ruffleleaf Cir SE, Wilson, NC 27893 Property Records

Wilson County property record for 1805 Ruffleleaf Cir SE, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1993
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2025)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3721-83-4370.000`

Property Details

APN / Parcel Number

Primary APN	`3721-83-4370.000`
Alternative APNs	`3721834370` `1127334`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	120 ft deep x 81 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1805 RUFFLELEAF CIR SE
City	WILSON
State	NC
Zip	27893-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR6
Legal Description	1805 RUFFLELEAF CIR SE L7S4 WOODFIELD 1.00LT
Legal Subdivision	WOODFIELD
Legal Lot Number	94
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	3
Census Block	3023
Census Tract	802

Owner

1805 Ruffleleaf Cir SE is owned and occupied by two individuals who bought it in October 2025.

Source: Wilson County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1805 RUFFLELEAF CIR SE, WILSON, NC 27893-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Book / Page	3142 / 691
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Oct 17, 2025
Property Address	1805 RUFFLELEAF CIR SE, WILSON, NC 27893-8719
Document Number	003142/691
Book / Page	3142 / 691
Map Reference	MB 23 PG 264
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 HOLDING ST, CLAYTON, NC 27520-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RUFFLELEAF CIR SE, WILSON, NC 27893-8719

Mortgage

Document Number	0003142693
Date	Oct 17, 2025
Instrument	3142/693

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jun 17, 2022
Property Address	1805 RUFFLELEAF CIR SE, WILSON, NC 27893-8719
Document Number	002969/348
Book / Page	2969 / 348
Map Reference	MB 23 PG 264
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 FIELDSTREAM DR N, 2802, WILSON, NC 27896-6926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RUFFLELEAF CIR SE # SR, SR, WILSON, NC 27893-8719

Mortgage

Document Number	0002969350
Date	Jun 17, 2022
Instrument	2969-350

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Feb 7, 2022
Property Address	1805 RUFFLELEAF CIR SE, WILSON, NC 27893-8719
Document Number	002947/307
Book / Page	2947 / 307
Map Reference	MB 23 PG 264
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 969, WILSON, NC 27894-0969

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Ruffleleaf Cir SE was $1,416.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+7.54%) Land $15,000 Building $121,000	$136,000 (+7.54%) Land $15,000 Building $121,000
2025	$1,416.00	$126,467 (-) Land $15,000 Building $111,467	$126,467 (-) Land $15,000 Building $111,467
2024		$126,467 Land $15,000 Building $111,467	$126,467 Land $15,000 Building $111,467
2021	$639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Ruffleleaf Cir SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Ruffleleaf Cir SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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