1805 Robin Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1805 Robin Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,158 sqft · built 2001
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-28-327-007`

Property Details

APN / Parcel Number

Primary APN	`8913-28-327-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Finished Basement	800 sqft
Unfinished Basement	1,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,000 sqft (0.574 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	469 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1805 ROBIN RD
City	WATERLOO
State	IA
Zip	50701-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON PARK LOT 94
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	HUNTINGTON PARK
Legal Lot Number	94
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2042
Census Tract	1502

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Dec 30, 2020	Deed of Trust, Mortgage GREENSTATE CU
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Mar 8, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	202223288
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601371
Date	Feb 2, 2026
Instrument	2026-01371

Lender

Name	EMPEOPLE CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 25, 2051

Interest

Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 1, 2022
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Document Number	202200023288
Instrument Date	May 31, 2022
Instrument	202200023288
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1805 ROBIN RD, WATERLOO, IA 50701-3650

Mortgage

Document Number	202200023289
Date	Jun 1, 2022
Instrument	202200023289

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019092
Date	Mar 12, 2021
Instrument	202100019092

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100013714
Date	Dec 30, 2020
Instrument	202100013714

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 15, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900017144
Date	May 17, 2019
Instrument	201900017144

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

March 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 8, 2022
Property Address	1805 ROBIN RD, WATERLOO, IA 50701-3650
Document Number	202200017768
Instrument Date	Mar 7, 2022
Instrument	202200017768
Transaction Type	Foreclosure
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 ROBIN RD, WATERLOO, IA 50701-3650

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,678.00 Homeowner's exemption	$261,440 (+11.58%) Land $37,700 Building $223,740	$261,440 (+11.58%) Land $37,700 Building $223,740
2024	$4,678.00 (+13.21%)
2023		$234,300 (+24.55%) Land $37,700 Building $196,600	$234,300 (+24.55%) Land $37,700 Building $196,600
2022	$4,132.00 Homeowner's exemption	$188,110 Land $37,700 Building $150,410
2021			$188,110 Land $37,700 Building $150,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink, Verizon, Waterloo Fiber.

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