Lincoln County property record for 1805 River St, Merrill, WI 54452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,122 sqft · built 1910 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $56,000 (Oct 2020) |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | Jun 2012 Mortgage Jun 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 251-3106-124-0351 |
| Primary APN | 251-3106-124-0351 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Basement Area | 1,122 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1805 RIVER ST |
|---|---|
| City | MERRILL |
| State | WI |
| Zip | 54452-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4 BLK 2 HIMES & KAISERS ADD'N EX OF E 6' OF LOT 4 |
| Legal Range | 06E |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | HIMES & KAISERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3-4 |
| Jurisdiction | LINCOLN WI |
| Township / Civil Division | MERRILL |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 961000 |
1805 River St is owned by a company that acquired it in January 2025.
Source: Lincoln County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | W2065 COUNTY ROAD J, GLEASON, WI 54435-9737 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2012 | Deed of Trust, Mortgage · ARM COVANTAGE CU |
| Jun 11, 2012 | Deed of Trust, Mortgage COVANTAGE CU |
| Sep 29, 2009 | Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Deed Document Number | 2020546333 |
| Last Transfer Date | Jan 23, 2025 |
| Transfer Doc | 0000573555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN WI |
| Property Address | 1805 RIVER ST, MERRILL, WI 54452-2745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000495561 |
|---|---|
| Date | Jun 11, 2012 |
| Instrument | 495561 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN WI |
| Property Address | 1805 RIVER ST, MERRILL, WI 54452-2745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000495562 |
|---|---|
| Date | Jun 11, 2012 |
| Instrument | 495562 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN WI |
| Recording Date | Sep 29, 2009 |
| Property Address | 1805 RIVER ST, MERRILL, WI 54452-2745 |
| Document Number | 0000477944 |
| Instrument Date | Sep 18, 2009 |
| Instrument | 477944 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | QUALITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000477945 |
|---|---|
| Date | Sep 29, 2009 |
| Instrument | 477945 |
| Name | FIRST CHOICE MORTGAGE |
|---|---|
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2039 |
The 2025 property tax bill for 1805 River St was $2,085.
Source: Lincoln County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Lincoln County |
| Municipality | Merrill City |
| Unified School District | Merrill Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 | $101,800 Land $7,800 Building $94,000 | $104,700 |
| 2023 | $1,683.00 | $53,500 Land $6,300 Building $47,200 | $82,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1805 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRILL WATERWORKS serves 9,661 people · EPA ID WI7350123 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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