1805 Ridgewood Dr, Murray, KY 42071 Property Records

Calloway County property record for 1805 Ridgewood Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,239 sqft · built 1968
Owner	Individual Name on Record
Last Sale	$155,000 (Aug 2024)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Aug 2024 Sale & Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-K-0007-00020`

Property Details

APN / Parcel Number

Primary APN	`042-K-0007-00020`
Alternative APNs	`104853` `85713`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1968
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	104853
Street Address	1805 RIDGEWOOD DR
City	MURRAY
State	KY
Zip	42071-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1805 RIDGEWOOD
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2011
Census Tract	10602

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	690677
Deed Book / Page	1467 / 174
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 9, 2024
Property Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117
Document Number	001467/174
Book / Page	1467 / 174
Map Reference	MB 51 PG 61
Instrument Date	Aug 8, 2024
Instrument	690677
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117

Mortgage

Document Number	0000690678
Date	Aug 9, 2024
Instrument	690678

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	May 12, 2021
Property Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117
Document Number	001312/586
Book / Page	1312 / 586
Map Reference	MB 51 PG 61 SL 4977
Instrument Date	May 5, 2021
Instrument	649048
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RIDGEWOOD DR, MURRAY, KY 42071-3117

Mortgage

Document Number	0000649049
Date	May 12, 2021
Instrument	649049

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00 (+37.5%)	$155,000 (+40.91%)	$155,000 (+40.91%)
2023	$1,016.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Murray Electric System, Verizon.

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