1805 Pinehurst Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1805 Pinehurst Ave, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,934 sqft · built 1930
Lot Size0.178 acres (7,750 sqft)
Owner2 Individual Names on File
Last Sale$561,515 (Aug 2017)
Tax Bill$10,360 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2021 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN16-28-23-12-0024

Property Details

APN / Parcel Number

Primary APN16-28-23-12-0024
Alternative APNs
  • 8342952
  • 248652

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,934 sqft Living Area
1st Floor Area1,731 sqft
Basement Area430 sqft
Finished Basement430 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1956
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,750 sqft (0.178 acres)
Lot Dimensions125 ft deep x 62 ft wide
Garage TypeDetached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number248652
Street Address1805 PINEHURST AVE
CitySAINT PAUL
StateMN
Zip55116-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANES HIGHLAND PARK W 1/2 OF LOT 19 AND ALL OF LOT 18 BLK 2
Legal Range23
Legal Township28
Legal Section16
Legal SubdivisionLANES HIGHLAND PARK
Legal Block2
Legal Lot Number19,18
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group5
Census Block5002
Census Tract37500

Owner

1805 Pinehurst Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Ramsey County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · ARM
BAXTER CU
Nov 8, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAXTER CU
May 17, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Nov 7, 2019Deed of Trust, Mortgage
BAXTER CU
Jun 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Aug 15, 2017Warranty Deed, Transfer · Conventional Mortgage
EDINA RLTY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2017 · Amount on File
Deed SaleAug 15, 2017 · Amount on File
Prior SaleJul 10, 2002 · Amount on File
Deed Document Number20172594291
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Transaction TypeMortgage
Record UpdatedDec 30, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04952330
DateJun 22, 2022
InstrumentA04952330
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeARM
AmountAmount on Record
Term241 Months
DueJun 30, 2042
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change6.5%
Index12-Month MTA
Max Rate9.5%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02717125
DateNov 8, 2021
InstrumentT02717125
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueNov 30, 2041
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateNov 30, 2026
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.37%
Index1-Year CMT
Max Rate8.37%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04884246
DateMay 17, 2021
InstrumentA04884246
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueMay 30, 2041
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2026
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.37%
IndexOther
Margin5
Max Rate8.37%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Document Number0002658923
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1805 PINEHURST AVE ST PAUL MN 551162118, ST PAUL, MN 55116-2118

Mortgage

Document Number0002658923
DateFeb 7, 2020
Instrument2658923
Lender
NameBAXTER CU
TypeCredit Union
Address340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 6, 2040
Interest
Rate TypeAdjustable Rate
Rate4.12%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Document Number0002653629
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyTITLE SMART INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1805 PINEHURST AVE ST PAUL MN 551162118, ST PAUL, MN 55116-2118

Mortgage

Document Number0002653629
DateNov 26, 2019
Instrument2653629
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
AmountAmount on Record
Term360 Months
DueNov 25, 2049

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Document Number0002641507
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1805 PINEHURST AVE ST PAUL MN 551162118, ST PAUL, MN 55116-2118

Mortgage

Document Number0002641507
DateJun 25, 2019
Instrument2641507
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 24, 2039
Interest
Rate TypeAdjustable Rate
Rate4.62%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 15, 2017
Property Address1805 PINEHURST AVE, SAINT PAUL, MN 55116-2118
Document Number0002594291
Instrument DateJul 7, 2017
Instrument2594291
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,853.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1805 PINEHURST AVE ST PAUL MN 551162118, ST PAUL, MN 55116-2118

Mortgage

Document Number2594292
DateAug 15, 2017
Instrument2594292
Lender
NameEDINA RLTY MTG
TypeMortgage Company
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2047

Mortgage

Document Number2594293,
DateAug 15, 2017
Instrument2594293
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 14, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Pinehurst Ave was $10,360.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$748,400 Land $210,600 Building $537,800$748,400 Land $210,600 Building $537,800
2025$10,360.00
2023$9,220.00$602,000 Land $210,600 Building $391,400$602,000 Land $210,600 Building $391,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1805 Pinehurst Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1805 Pinehurst Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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