Floyd County property record for 1805 Payne Dr, Georgetown, IN 47122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,112 sqft · built 1998 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-03-200-436.000-003 |
| Primary APN | 22-02-03-200-436.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,086 sqft |
| Unfinished Basement | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0061093014 |
|---|---|
| Street Address | 1805 PAYNE DR |
| City | GEORGETOWN |
| State | IN |
| Zip | 47122-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P 1104 L 14 NE 1/4 32-2-5 0.340AC |
| Legal Subdivision | HIGHLANDS OF GEORGETOWN |
| Jurisdiction | FLOYD IN |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 71101 |
1805 Payne Dr is owned and occupied by an individual.
Source: Floyd County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 PAYNE DR, GEORGETOWN, IN 47122-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 1805 PAYNE DR, GEORGETOWN, IN 47122-8981 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200402 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202200402 |
| Name | FIRST COMMONWEALTH MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1805 Payne Dr was $1,401, up 18.1% from the year before.
Source: Floyd County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Floyd County |
| County Subdivision | Georgetown Township |
| Municipality | Georgetown Town |
| Unified School District | New Albany-Floyd County Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (+18.13%) | $181,300 (+17.35%) Land $27,100 Building $154,200 | $181,300 (+17.35%) Land $27,100 Building $154,200 |
| 2024 | $1,186.00 (-2.55%) | $154,500 (-3.92%) Land $27,100 Building $127,400 | $154,500 (-3.92%) Land $27,100 Building $127,400 |
| 2023 | $1,217.00 (-5.14%) | $160,800 (-0.92%) Land $27,100 Building $133,700 | $160,800 (-0.92%) Land $27,100 Building $133,700 |
| 2022 | $1,283.00 | $162,300 Land $27,100 Building $135,200 | $162,300 Land $27,100 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1805 Payne Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1805 Payne Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003 |
|---|---|
| Water Source | Purchased groundwater from RAMSEY WATER COMPANY, INC. |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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